Homewood House, 38 The Ridgeway, Cuffley, Potters Bar, EN6 4AX

UPRN:100080970263Detached House6 bedsBuilt 2007 onwards

FreeholdCouncil Tax: Band HEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Homewood House, 38 The Ridgeway, Cuffley, Potters Bar, EN6 4AX

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£3,847,000

£3.65M - £4.04MHigh

Estimate

£3.85M

Range

£3.65M – £4.04M

Rent Estimate (pcm)

£14,300

£13k - £16k

Monthly

£14,300

Yield

5.28%

Verdict

Derived from HomePortfolio scores

Homewood House earns an INVESTIGATE rating with HP Score 65/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

10/ 100

Low

Transit & Bike

Transit 5Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£2,650,000-£3,250,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,250,000

At the asking price

Monthly rent£14,300/mo

Evidenced range £12,950-£15,650

Interest rate5.4%

Loan to value75%

Cash required: £1,280,050
Net cash flow: -£1,069/mo
Cash on cash: -1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,847,000

Rent Estimate (pcm)£14,300

Gross Yield5.28%

1y Growth+2.6%

3y Growth+0.0%

5y Growth+0.7%

10y Growth+2.7%

Last Sold Price£3,600,000 (2024-10-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2EN6 4AX

Approval Rate

100%12mo

Development

low

6/2026/1888/HOUSE
Erection of a double storey front extension with a portico, part single part double storey side extension, double storey rear extension, loft conversion with dormer windows to the front and back, raising the ridge height, alterations to front garden to with hardstanding
Pending
6/2026/1830/FULL
Erection of dwelling and garage following the demolition of existing dwelling
Pending
6/2026/1850/HOUSE
Erection of two storey side extension, upper floor side and rear extensions and new front entrance. Installation of a box dormer on the side elevation and replacement chimney.
Pending

View Planning Timeline