37 Tolmers Road, Cuffley, Potters Bar, EN6 4JG

UPRN:100080970524Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: D (55)

Data freshness:Listing· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

37 Tolmers Road, Cuffley, Potters Bar, EN6 4JG

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£791,000

£752k - £831kHigh

Estimate

£791k

Range

£752k – £831k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

4.45%

Verdict

Derived from HomePortfolio scores

37 Tolmers Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

58/ 100

Moderate

Transit & Bike

Transit 16Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100080970524· as of 9 Oct 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.76
- valuation_snapshotsrent estimate 2950/mo (range 2600-3250)· as of 9 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 6 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,316/mo, -45% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 196 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
258 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£596,000£914,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£795,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,600-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £269,550
Net cash flow: -£641/mo
Cash on cash: -2.9%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100080970524Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2950/mo (range 2600-3250)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 6 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2950/mo (range 2600-3250)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£791,000

Rent Estimate (pcm)£2,950

Gross Yield4.45%

1y Growth-

3y Growth+0.0%

5y Growth+0.7%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

7EN6 4JG

Approval Rate

66.7%12mo

Development

low

6/2026/1888/HOUSE
Erection of a double storey front extension with a portico, part single part double storey side extension, double storey rear extension, loft conversion with dormer windows to the front and back, raising the ridge height, alterations to front garden to with hardstanding
Pending
6/2026/1850/HOUSE
Erection of two storey side extension, upper floor side and rear extensions and new front entrance. Installation of a box dormer on the side elevation and replacement chimney.
Pending
6/2026/1725/TPO
T1 & T2 – Oak, full 20% crown reduction to above previous pruning points as shown in photographs (TPO 459)
Pending

View Planning Timeline

Ownership

Corporate Ownership71%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,805

Population Density2,823 /km²

Owner Occupied92%

Age Distribution

0-15 17%16-64 56%65+ 27%

View Area Profile

Schools Nearby

Cuffley School
0.5 mi
GoodImproving
Goffs Oak Primary & Nursery School
0.8 mi
Good
Woodside Primary School
1.0 mi
Inspected as Woodside Primary School (URN 117321) on 8 Jan 2019
Ponsbourne St Mary's Church of England Primary School
1.2 mi
Good

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

57 Tolmers Road
-
£1.15M
-
61 Tolmers Road
-
£2.90M
-
65 Tolmers Road
-
£1.75M
-
The Oaks, 67 Tolmers Road
-
£1.42M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN