128 Mount Way, Welwyn Garden City, AL7 4JX

UPRN:100080982202Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

128 Mount Way, Welwyn Garden City, AL7 4JX

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£404,000

£364k - £445kMedium

Estimate

£404k

Range

£364k – £445k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

3.77%

Verdict

Derived from HomePortfolio scores

128 Mount Way earns an INVESTIGATE rating with HP Score 70/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

33/ 100

Moderate

Walkability

67/ 100

Moderate

Transit & Bike

Transit 12Bike 49

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -30.0% (MEDIUM), sold-comps -27.7%, £/sqft -27.9%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 100080982202· as of 11 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 4.7%· as of 12 Nov 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.90
- valuation_snapshotsrent estimate 1650/mo (range 1500-1750)· as of 11 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,132/mo, -69% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.8/15
324 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£394,000£604,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£630/mo
Cash on cash: -4.3%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100080982202Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 4.7%Valuation edge · as of 12 Nov 2026
valuation_snapshotsrent estimate 1650/mo (range 1500-1750)Rental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1650/mo (range 1500-1750)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£404,000

Rent Estimate (pcm)£1,650

Gross Yield3.77%

1y Growth-

3y Growth+0.8%

5y Growth+2.5%

10y Growth+2.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0AL7 4JX

Approval Rate

-12mo

Development

low

6/2026/1932/PN8
Prior approval for single storey rear extension measuring 3.3m in depth, 2.5m to the eaves and the maximum height of 3.4m
Pending
6/2026/1898/EMT
T3 - Austrian pine - Reduce back to boundary line, needles, cones and debris falling on roof and blocking gutters
Pending
6/2026/1896/TC
T3 - Austrian pine - Reduce back to boundary line, needles, cones and debris falling on roof and blocking gutters.
Pending

View Planning Timeline

Ownership

Corporate Ownership40.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,805

Population Density-

Owner Occupied49%

Age Distribution

0-15 25%16-64 64%65+ 11%

View Area Profile

Schools Nearby

Creswick Academy
0.3 mi
Inspected as Creswick Primary & Nursery School (URN 117229) on 6 Dec 2022
Our Lady Catholic Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Holwell Primary School
0.6 mi
Good
Ludwick Nursery School
0.6 mi
Outstanding

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

106 Mount Way
-
£400k
-
112 Mount Way
-
£317k
-
116 Mount Way
-
£330k
-
106 Mount Way
-
£340k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN