Jesmond Hill Cottage, Bere Court Road, Pangbourne, Reading, RG8 8JU

UPRN:100081022969Detached PropertyBeds -Built 1900-1929

FreeholdCouncil Tax: Band HEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Jesmond Hill Cottage, Bere Court Road, Pangbourne, Reading, RG8 8JU

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£3,226,000

£2.58M - £3.87MLow

Estimate

£3.23M

Range

£2.58M – £3.87M

Rent Estimate (pcm)

£11,400

£10k - £13k

Monthly

£11,400

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Jesmond Hill Cottage earns an INVESTIGATE rating with HP Score 63/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

11/ 100

Low

Transit & Bike

Transit 2Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,850,000

At the asking price

Monthly rent£11,400/mo

Evidenced range £10,250-£12,550

Interest rate5.4%

Loan to value75%

Cash required: £1,112,050
Net cash flow: -£1,726/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,226,000

Rent Estimate (pcm)£11,400

Gross Yield4.80%

1y Growth-

3y Growth-3.9%

5y Growth-1.4%

10y Growth+0.9%

Last Sold Price£1,915,000 (2007-12-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RG8 8JU

Approval Rate

-12mo

Development

low

26/02409/HOUSE
Erection of a wraparound verandah canopy, replacement of the single storey rear roof, and minor alterations to fenestration.
Pending
26/02371/HOUSE
Erection of a single-storey greenhouse within the residential curtilage of the existing dwelling, for domestic use ancillary to the main dwelling.
Pending
26/02292/LBC
Replacement of windows
Pending

View Planning Timeline