Finch House, Finch Lane, Amersham, HP7 9LU

UPRN:100081078519Detached House4 bedsBuilt -

FreeholdCouncil Tax: -EPC: B (82)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Finch House, Finch Lane, Amersham, HP7 9LU

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,811,000

£1.63M - £1.99MMedium

Estimate

£1.81M

Range

£1.63M – £1.99M

Rent Estimate (pcm)

£5,250

£5k - £6k

Monthly

£5,250

Yield

1.58%

Verdict

Derived from HomePortfolio scores

Finch House earns an INVESTIGATE rating with HP Score 64/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

18/ 100

Low

Transit & Bike

Transit 4Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,995,000

At the asking price

Monthly rent£5,250/mo

Evidenced range £4,550-£5,950

Interest rate5.4%

Loan to value75%

Cash required: £1,592,950
Net cash flow: -£9,849/mo
Cash on cash: -7.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.39 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,811,000

Rent Estimate (pcm)£5,250

Gross Yield1.58%

1y Growth-

3y Growth-0.2%

5y Growth+1.9%

10y Growth+2.6%

Last Sold Price£600,000 (2020-01-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HP7 9LU

Approval Rate

-12mo

Development

low

PL/26/07930/FA
Partial demolition, alterations and extensions to the existing dwelling; subdivision of the plot, erection of a new detached family dwelling, along with access, parking, landscaping and ancillary works.
Pending
PL/26/08238/PNE
Notification under The Town and Country Planning (General Permitted Development) Order 2015, Part 1 of Schedule 2 Class A for: single storey rear extension (depth extending from the original rear wall of 6 metres, maximum height 3 metres, eaves height 2.8 metres).
Pending
PL/26/07884/FA
Installation of ground mounted solar array and associated storage shed housing battery and inverter
Pending

View Planning Timeline

Ownership

Corporate Ownership58.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-01-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density-

Owner Occupied54%

Age Distribution

0-15 26%16-64 61%65+ 13%

View Area Profile

Schools Nearby

Dr Challoner's High School
0.4 mi
Outstanding
Stony Dean School
0.5 mi
-
Chalfont Valley E-ACT Primary Academy
0.6 mi
Good
Amersham School
0.6 mi
Report card2025
Ofsted no longer awards a single overall grade.

5 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Finch House Finch Lane
-
£600k
-
Finch House Finch Lane
-
£1.40M
-
Finch House Finch Lane
-
£1.05M
-
Langton House Finch Lane
-
£990k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN