A81, Albion Riverside, 8 Hester Road, London, SW11 4AJ

UPRN:10008157744Flat/Maisonette3 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band HEPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

A81, Albion Riverside, 8 Hester Road, London, SW11 4AJ

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£2,611,000

£2.48M - £2.74MHigh

Estimate

£2.61M

Range

£2.48M – £2.74M

Rent Estimate (pcm)

£12,400

£11k - £13k

Monthly

£12,400

Yield

7.83%

Verdict

Derived from HomePortfolio scores

A81 earns an INVESTIGATE rating with HP Score 79/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

70/ 100

High

Crime Score

36/ 100

Elevated

Walkability

91/ 100

Excellent

Transit & Bike

Transit 38Bike 81

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 27% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +27.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10008157744· as of 13 Oct 2026
Rental economics20.2/40
gross yield 7.8%; range width penalty ×0.89; the estimate this rent rides on sits 27% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 12400/mo (range 11450-13350)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin7.8/30
stressed cash flow +968/mo, +8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
774 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £1,520,000

£1,425,000£1,995,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,900,000

At the asking price

Monthly rent£12,400/mo

Evidenced range £11,450-£13,350

Interest rate5.4%

Loan to value75%

Cash required: £713,050
Net cash flow: £2,172/mo
Cash on cash: 3.7%
Score at this price: 43

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.93 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10008157744Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 12400/mo (range 11450-13350)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 12400/mo (range 11450-13350)
Rental economics needs verification before you rely on it
sale estimate 27% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £1,520,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£2,611,000

Rent Estimate (pcm)£12,400

Gross Yield7.83%

1y Growth+6.8%

3y Growth-4.7%

5y Growth-0.1%

10y Growth-0.5%

Last Sold Price£2,500,000 (2025-03-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW11 4AJ

Approval Rate

-12mo

Development

low

2026/3209
Alterations including erection of an extension to the main rear roof; Erection of an extension above the two-storey back addition; Erection of a part single, part-two storey side/rear extension; Erection of a single storey rear extension; Erection of a single storey outbuilding to the rear garden; Demolition of existing and erection of a new brick front boundary wall with metal gate and railings; Installation of refuse and cycle storage to the front garden.
Rejected
2026/3174
Erection of single storey rear extension.
Pending
2026/3156
As Per Report T001 - Lebanon Cedar (6 Months) Sever climbing plant T004 - London Plane (1 Year) Re-pollard T005 - London Plane (1 Year) Re-pollard T008 - London Plane (1 Year) Re-pollard T009 - London Plane (1 Year) Re-pollard T010 - London Plane (1 Year) Re-pollard T011 - London Plane (1 Year) Re-pollard T013 -Winter-flowering Cherry (1 Year) Fell as close to ground level as possible. ALL ITEMS INCLUDING REMOVING ARISING DEBRIS, LEAVING SITE CLEAN AND TIDY.
Pending

View Planning Timeline

Ownership

Corporate Ownership42.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2025-03-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density16,352 /km²

Owner Occupied53%

Age Distribution

0-15 12%16-64 69%65+ 19%

View Area Profile

Schools Nearby

Westbridge Academy
0.2 mi
Good
Chelsea Open Air Nursery School
0.3 mi
Outstanding
Ashburnham Community School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Somerset Nursery School and Children's Centre
0.4 mi
Outstanding

1 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Albion Riverside Building, 8 Hester Road
-
£2.50M
-
Albion Riverside Building, 8 Hester Road
-
£2.02M
-
Albion Riverside Building, 8 Hester Road
-
£515k
-
Albion Riverside Building, 8 Hester Road
-
£5.80M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN