3 Mountwise Cottages, Newquay, TR7 2BX

UPRN:10008218183Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£304,000

£289k - £320kHigh

Estimate

£304k

Range

£289k – £320k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

4.45%

Verdict

Derived from HomePortfolio scores

3 Mountwise Cottages earns an INVESTIGATE rating with HP Score 76/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

93/ 100

Excellent

Transit & Bike

Transit 27Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£310,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £99,800
Net cash flow: -£250/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£304,000

Rent Estimate (pcm)£1,150

Gross Yield4.45%

1y Growth-

3y Growth-2.1%

5y Growth+1.2%

10y Growth+3.4%

Last Sold Price£141,000 (2014-03-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TR7 2BX

Approval Rate

-12mo

Development

low

PA26/07560
Erection of hardstanding
Pending
PA26/07117
Advertisement consent for external signage created in line with brand guidelines of major high street name store
Pending
PA26/07450
Application for the modification of the S106 Agreement dated 2nd April 2019, in relation to PA17/11528.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-03-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density4,913 /km²

Owner Occupied60%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

Trenance Learning Academy
0.2 mi
Outstanding
Newquay Junior Academy
0.5 mi
Good
The Bishops CofE Learning Academy
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Newquay Primary Academy
1.2 mi
Outstanding

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Mountwise Cottages
-
£228k
-
2 Mountwise Cottages
-
£285k
-
6 Mountwise Cottages
-
£200k
-
8 Mountwise Cottages
-
£240k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN