27 St James View, Fraddon, St. Columb, TR9 6NW

UPRN:10008220899Semi-Detached House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band BEPC: C (72)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

27 St James View, Fraddon, St. Columb, TR9 6NW

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£264,000

£251k - £277kHigh

Estimate

£264k

Range

£251k – £277k

Rent Estimate (pcm)

£900

£800 - £1k

Monthly

£900

Yield

3.93%

Verdict

Derived from HomePortfolio scores

27 St James View earns an INVESTIGATE rating with HP Score 56/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 10Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£900/mo

Evidenced range £800-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: -£305/mo
Cash on cash: -4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£264,000

Rent Estimate (pcm)£900

Gross Yield3.93%

1y Growth-30.0%

3y Growth-2.9%

5y Growth-0.4%

10y Growth+3.7%

Last Sold Price£176,000 (2018-05-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2TR9 6NW

Approval Rate

100%12mo

Development

low

PA26/07062
Revised cable route to connect Tregonning solar farm approved under PA22/01511 on 5th December 2023
Pending
PA26/07061
Revised cable route to connect Tregonning solar farm approved under (PA22/01511) on 5th December 2023
Pending
PA26/06990
Certificate of lawful development for a proposed use, namely the creation of a single ground floor opening to the rear elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership63.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-05-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density86 /km²

Owner Occupied68%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Indian Queens Primary School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Summercourt Academy
1.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Dennis Primary Academy
2.7 mi
Good
St Stephen Churchtown Academy
3.2 mi
Good

0 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 St James View
-
£207k
-
30 St James View
-
£220k
-
12 St James View
-
£240k
-
22 St James View
-
£318k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN