Flat 601, 56 Wharf Road, London, N1 7EW

UPRN:10008315744Flat/Maisonette3 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band GEPC: C (72)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,466,000

£1.39M - £1.54MHigh

Estimate

£1.47M

Range

£1.39M – £1.54M

Rent Estimate (pcm)

£7,350

£7k - £8k

Monthly

£7,350

Yield

5.98%

Verdict

Derived from HomePortfolio scores

Flat 601 earns an INVESTIGATE rating with HP Score 86/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

86/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

87/ 100

Excellent

Transit & Bike

Transit 62Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,475,000

At the asking price

Monthly rent£7,350/mo

Evidenced range £6,750-£7,950

Interest rate5.4%

Loan to value75%

Cash required: £535,050
Net cash flow: £110/mo
Cash on cash: 0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,466,000

Rent Estimate (pcm)£7,350

Gross Yield5.98%

1y Growth-

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.5%

Last Sold Price£900,000 (2009-12-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N1 7EW

Approval Rate

-12mo

Development

low

P2026/2865/COL
Certificate of Lawfulness (Proposed) for remedial works to replace the existing render with a non-combustible system to match the existing colour and appearance to improve the fire safety credentials of the site
Pending
P2026/2824/LBC
Proposed construction of outbuilding in garden following demolition of existing garage. [Linked to full application P2026/2817/FUL].
Pending
P2026/2817/FUL
Proposed construction of rear outbuilding in garden following demolition of existing garage. [Linked to listed building consent ref: P2026/2824/LBC.]
Pending

View Planning Timeline

Ownership

Corporate Ownership43.2%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2009-12-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,237

Population Density29,138 /km²

Owner Occupied33%

Age Distribution

0-15 9%16-64 87%65+ 4%

View Area Profile

Schools Nearby

Hanover Primary School
0.0 mi
GoodConcerns
Richard Cloudesley School
0.2 mi
Outstanding
City of London Academy Islington
0.2 mi
Inspected as Islington Green School (URN 100454) on 6 Jun 2007
The ArtsXchange
0.2 mi
GoodConcerns

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

56 Wharf Road
-
£650k
-
56 Wharf Road
-
£750k
-
56 Wharf Road
-
£775k
-
56 Wharf Road
-
£830k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN