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Flat 1, The Merchant Building, 38 Wharf Road, London, N1 7GS

UPRN:10008336304Flat/Maisonette2 bedsBuilt 2012-2021
LeaseholdCouncil Tax: Band FEPC: B (84)
Data freshness:Listing· 7mo agoListing: stale, refreshed 7mo ago (2026-04-13T03:16:51.080160+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:35:11.072036+00:00)Ownership· freshOwnership: fresh, refreshed 5d ago (2026-11-10T15:33:26.322578+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 4d ago (2026-11-11T13:01:03.839912+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-20T09:33:12.870431+00:00)
Flat 1, The Merchant Building, 38 Wharf Road, London, N1 7GS

HP Score

Strong
Verdict
3 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Strong fundamentals; flood risk not assessed

Evidence
20 of 21 sources
Sale Estimate
£1,032,000
£928k - £1.14MMedium
Estimate
£1.03M
Range
£928k – £1.14M
Rent Estimate (pcm)
£5,150
£5k - £6k
Monthly
£5,150
Yield
5.99%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 88/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
88/ 100
Strong
Investment Score
73/ 100
High
Crime Score
7/ 100
Low
Walkability
92/ 100
Excellent
Transit & Bike
Transit 60Bike 77
Walk Score, out of 100

Valuation & Market

Sale Estimate£1,032,000
Rent Estimate (pcm)£5,150
Gross Yield5.99%
1y Growth+100.0%
3y Growth-1.3%
5y Growth-0.6%
10y Growth+0.5%
Last Sold Price£935,900 (2022-10-14)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceSignificant
  • RadonLow
  • MiningUnknown
  • LandslideLow
  • Air QualityLow
  • NoiseLow

Planning Activity

Recent Apps
0N1 7GS
Approval Rate
-12mo
Development
low
  • P2026/2909/LBC
    Structural remediation of the rear closet wing: taking down and rebuilding of the first floor east flank and south end walls, and rebuilding of the ground floor walls in solid brickwork [Full planning applcation reference P2026/2908/FUL also submitted]
    Pending
  • P2026/2908/FUL
    Structural remediation of the rear closet wing: taking down and rebuilding of the first floor east flank and south end walls, and rebuilding of the ground floor walls in solid brickwork [Listed Building Consent reference P2026/2909/LBC also submitted].
    Pending
  • P2026/2907/TRE
    T1: Robinia (Robinia pseudoacacia) - Reduce the overall crown height and lateral spread by approximately 2 metres, selectively pruning back to suitable live growth points. Carefully reshape and balance the remaining canopy to achieve a uniform, well-proportioned finish, retaining healthy furnishing growth on all aspects of the crown. Particular care is to be taken to maintain the tree's natural character and established branch structure, avoiding excessive pruning or unnecessary internal thinning. Reason for works: General tree maintenance, allowing more light into the property.
    Approved

Ownership

  • Corporate Ownership43.2%
  • Overseas OwnershipNo
  • Lease Term Remaining999+ yrs
  • CovenantsRestrictive
  • Lease TypeLeasehold
  • Last Ownership Change2022-10-14
  • SourceLand Registry

Connectivity

Broadband (Standard)
17 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£40,237
Population Density29,138 /km²
Owner Occupied33%
Age Distribution
0-15 9%16-64 87%65+ 4%

Schools Nearby

  • Hanover Primary School
    0.1 mi
    GoodConcerns
  • The ArtsXchange
    0.1 mi
    GoodConcerns
  • Thomas Fairchild Community School
    0.3 mi
    Good
  • Richard Cloudesley School
    0.3 mi
    Outstanding

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • The Merchant Building, 38 Wharf Road
    -
    £1.00M
    -
  • The Merchant Building, 38 Wharf Road
    -
    £500k
    -
  • The Merchant Building, 38 Wharf Road
    -
    £770k
    -
  • The Merchant Building, 38 Wharf Road
    -
    £995k
    -