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Flat 4, The Merchant Building, 38 Wharf Road, London, N1 7GS

UPRN:10008336307Flat/MaisonetteBeds -Built 2012 onwards
LeaseholdCouncil Tax: Band FEPC: C (76)
Data freshness:Listing· 8mo agoListing: stale, refreshed 8mo ago (2026-03-19T13:52:17.943725+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:35:11.072036+00:00)Ownership· freshOwnership: fresh, refreshed yesterday (2026-11-06T17:05:31.961935+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-20T09:33:12.870431+00:00)
Flat 4, The Merchant Building, 38 Wharf Road, London, N1 7GS

HP Score

Strong
Verdict
yesterday
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Strong fundamentals; flood risk not assessed

Evidence
20 of 21 sources
Sale Estimate
£1,034,000
£827k - £1.24MLow
Estimate
£1.03M
Range
£827k – £1.24M
Rent Estimate (pcm)
£5,200
£5k - £6k
Monthly
£5,200
Yield
6.03%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 88/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
88/ 100
Strong
Investment Score
70/ 100
High
Crime Score
6/ 100
Low
Walkability
92/ 100
Excellent
Transit & Bike
Transit 60Bike 77
Walk Score, out of 100

Valuation & Market

Sale Estimate£1,034,000
Rent Estimate (pcm)£5,200
Gross Yield6.03%
1y Growth+100.0%
3y Growth-1.3%
5y Growth-0.6%
10y Growth+0.5%
Last Sold Price£934,500 (2016-10-12)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceSignificant
  • RadonLow
  • MiningUnknown
  • LandslideLow
  • Air QualityLow
  • NoiseLow

Planning Activity

Recent Apps
0N1 7GS
Approval Rate
-12mo
Development
low
  • P2026/2894/TRE
    My client would like to reduce a Sycamore (T1) by removing 4m branch length. Their reason is to maintain it's size in relation to the small garden and space it is growing in.
    Pending
  • P2026/2865/COL
    Certificate of Lawfulness (Proposed) for remedial works to replace the existing render with a non-combustible system to match the existing colour and appearance to improve the fire safety credentials of the site
    Pending
  • P2026/2846/LBC
    Installation of secondary glazing
    Pending

Ownership

  • Corporate Ownership43.2%
  • Overseas OwnershipNo
  • Lease Term Remaining999+ yrs
  • CovenantsRestrictive
  • Lease TypeLeasehold
  • Last Ownership Change2016-10-12
  • SourceLand Registry

Connectivity

Broadband (Standard)
16 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£40,237
Population Density29,138 /km²
Owner Occupied33%
Age Distribution
0-15 9%16-64 87%65+ 4%

Schools Nearby

  • Hanover Primary School
    0.1 mi
    GoodConcerns
  • The ArtsXchange
    0.1 mi
    GoodConcerns
  • Thomas Fairchild Community School
    0.3 mi
    Good
  • Richard Cloudesley School
    0.3 mi
    Outstanding

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • The Merchant Building, 38 Wharf Road
    -
    £1.00M
    -
  • The Merchant Building, 38 Wharf Road
    -
    £500k
    -
  • The Merchant Building, 38 Wharf Road
    -
    £770k
    -
  • The Merchant Building, 38 Wharf Road
    -
    £995k
    -