Flat 3, 88 Queens Promenade, Blackpool, FY2 9NS

UPRN:10008479224Flat/Maisonette1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 3, 88 Queens Promenade, Blackpool, FY2 9NS

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£64,000

£57k - £70kMedium

Estimate

£64k

Range

£57k – £70k

Rent Estimate (pcm)

£250

£250 - £300

Monthly

£250

Yield

4.62%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 67/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

66/ 100

Moderate

Transit & Bike

Transit 49Bike 60

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.6% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10008479224· as of 9 Nov 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.80
- valuation_snapshotsrent estimate 250/mo (range 250-300)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -220/mo, -88% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 308 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
286 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£49,000£75,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£65,000

At the asking price

Monthly rent£250/mo

Evidenced range £250-£300

Interest rate5.4%

Loan to value75%

Cash required: £20,800
Net cash flow: -£46/mo
Cash on cash: -2.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10008479224Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 250/mo (range 250-300)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 250/mo (range 250-300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 308 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£64,000

Rent Estimate (pcm)£250

Gross Yield4.62%

1y Growth-

3y Growth+1.4%

5y Growth+1.8%

10y Growth+2.2%

Last Sold Price£43,000 (2021-11-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0FY2 9NS

Approval Rate

-12mo

Development

low

26/0474
Erection of a single storey rear extension with first floor balcony and installation of a new side access door following demolition of the existing rear WC and conservatory and associated internal and external alterations.
Pending
26/0391
External alterations, including replacement doors and windows, replacement of existing flat roof on rear projection with pitched roof, demolition of existing outbuilding and single-storey rear extension, erection of cycle and refuse stores to rear, and creation of parking and landscaping to front and rear and use of premises as altered as 3 self-contained permanent residential flats.
Pending
26/0377
External alterations including erection of erection of fourth floor lift core and stairwell extension, erection of 1.1m high parapet wall around edge of roof, and creation of roof terrace for use in association with upper floor holiday flats.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining104 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-11-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,979

Population Density-

Owner Occupied49%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Holy Family Catholic Primary School
0.7 mi
Inspected as Holy Family Catholic Primary School (URN 119600) on 9 Dec 2021
Unity Academy Blackpool
0.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Westminster Primary Academy
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bispham Endowed Church of England Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

88 Queens Promenade
-
£60k
-
88 Queens Promenade
-
£55k
-
88 Queens Promenade
-
£43k
-
102 Queens Promenade
-
£201k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN