Sunshine House, Gunby Road, Orby, Spilsby, PE23 5SW

UPRN:10008518316Detached House5 bedsBuilt 1967-1975

FreeholdCouncil Tax: -EPC: E (52)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Sunshine House, Gunby Road, Orby, Spilsby, PE23 5SW

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£784,000

£706k - £863kMedium

Estimate

£784k

Range

£706k – £863k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

3.00%

Verdict

Derived from HomePortfolio scores

Sunshine House earns an INVESTIGATE rating with HP Score 51/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 16Bike 33

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10008518316· as of 13 Oct 2026
Rental economics0/40
gross yield 3.0%; range width penalty ×0.55
- valuation_snapshotsrent estimate 2000/mo (range 1700-2350)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,035/mo, -102% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity12.8/15
87 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,700-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£1,315/mo
Cash on cash: -5.8%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.74 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10008518316Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2000/mo (range 1700-2350)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2000/mo (range 1700-2350)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£784,000

Rent Estimate (pcm)£2,000

Gross Yield3.00%

1y Growth-

3y Growth-2.7%

5y Growth-2.5%

10y Growth+3.3%

Last Sold Price£490,000 (2018-07-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2PE23 5SW

Approval Rate

100%12mo

Development

low

01229/26/DPC
Discharge of condition 6 (external lighting) condition 7 (management plan) condition 8 (surface and foul water strategy) condition 10 (landscaping) and condition 11 (cycle storage) imposed on Planning Permission ref. no. N/134/02323/23 (approved on appeal ref no. APP/D2510/W/25/3364806)
Approved
00302/26/FUL
Planning Permission - Extension, alterations and conversion of existing outbuildings to form a residential annexe ancillary to Sunshine House.
Pending
N/134/00171/24
Planning Permission - Erection of dwelling on site of existing dwelling which is to be demolished.
Approved

View Planning Timeline

Ownership

Corporate Ownership80.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-07-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,705

Population Density28 /km²

Owner Occupied78%

Age Distribution

0-15 11%16-64 52%65+ 37%

View Area Profile

Schools Nearby

The St Peter and St Paul C of E Primary School
1.9 mi
Good
St Helena's Church of England Primary Academy, Willoughby
3.0 mi
Inspected as St Helena's Church of England Primary School, Willoughby (URN 120587) on 8 Jul 2025
Great Steeping Primary School
3.1 mi
Requires improvement
Partney Church of England Aided Primary School
4.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Boothby Lodge
-
£475k
-
Bradford House
-
£315k
-
Woodlands
-
£400k
-
Bradford House
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN