98 Horseley Heath, Tipton, DY4 7AH

UPRN:10008539849Mid Terrace HouseBeds -Built 2003-2006

FreeholdCouncil Tax: Band DEPC: C (79)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£259,000

£246k - £272kHigh

Estimate

£259k

Range

£246k – £272k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

8.08%

Verdict

Derived from HomePortfolio scores

98 Horseley Heath earns an INVESTIGATE rating with HP Score 76/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

77/ 100

High

Crime Score

34/ 100

Moderate

Walkability

74/ 100

High

Transit & Bike

Transit 25Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £334/mo
Cash on cash: 4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.99 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£259,000

Rent Estimate (pcm)£1,750

Gross Yield8.08%

1y Growth-

3y Growth+4.4%

5y Growth+6.0%

10y Growth+5.8%

Last Sold Price£172,500 (2007-12-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

11DY4 7AH

Approval Rate

100%12mo

Development

low

DC/26/72206
Proposed single and two storey side and rear extension.
Pending
PD/26/03350
Proposed single storey rear extension measuring: 6.0m L x 3.0m H (2.7m to eaves)
Approved
DC/26/72061
Retention of garage for parking of bikes.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-12-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,652

Population Density4,680 /km²

Owner Occupied53%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

Great Bridge Primary School
0.2 mi
Good
St Martin's CofE Primary School
0.5 mi
Good
Albright Education Centre
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Q3 Academy Tipton
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

92 Horseley Heath
-
£250k
-
94 Horseley Heath
-
£170k
-
96 Horseley Heath
-
£163k
-
100 Horseley Heath
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN