48 Gough Drive, Tipton, DY4 7AL

UPRN:10008539864Flat/Maisonette3 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band AEPC: D (55)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£112,000

£101k - £123kMedium

Estimate

£112k

Range

£101k – £123k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

9.70%

Verdict

Derived from HomePortfolio scores

48 Gough Drive earns an INVESTIGATE rating with HP Score 74/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

70/ 100

High

Crime Score

34/ 100

Moderate

Walkability

74/ 100

High

Transit & Bike

Transit 26Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
advert has 1 bedrooms but the valuation snapshot describes 3 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£99,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £31,000
Net cash flow: £220/mo
Cash on cash: 8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£112,000

Rent Estimate (pcm)£800

Gross Yield9.70%

1y Growth-24.3%

3y Growth+4.4%

5y Growth+6.0%

10y Growth+5.8%

Last Sold Price£80,000 (2008-06-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1DY4 7AL

Approval Rate

-12mo

Development

low

DC/26/72206
Proposed single and two storey side and rear extension.
Pending
PD/26/03350
Proposed single storey rear extension measuring: 6.0m L x 3.0m H (2.7m to eaves)
Approved
DC/26/72061
Retention of garage for parking of bikes.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.9%
Overseas OwnershipNo
Lease Term Remaining103 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2008-06-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,652

Population Density-

Owner Occupied53%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

Great Bridge Primary School
0.3 mi
Good
St Martin's CofE Primary School
0.4 mi
Good
Albright Education Centre
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Q3 Academy Tipton
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Gough Drive
-
£110k
-
4 Gough Drive
-
£88k
-
6 Gough Drive
-
£87k
-
18 Gough Drive
-
£95k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN