Pylewell, Smithfield, Kirklinton, Carlisle, CA6 6BP

UPRN:10008698485Detached Bungalow3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: F (35)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Pylewell, Smithfield, Kirklinton, Carlisle, CA6 6BP

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£233,000

£221k - £245kHigh

Estimate

£233k

Range

£221k – £245k

Rent Estimate (pcm)

£800

£750 - £900

Monthly

£800

Yield

4.27%

Verdict

Derived from HomePortfolio scores

Pylewell earns an INVESTIGATE rating with HP Score 66/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

10/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 11Bike 9

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: -£206/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£233,000

Rent Estimate (pcm)£800

Gross Yield4.27%

1y Growth-

3y Growth-0.7%

5y Growth+3.0%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA6 6BP

Approval Rate

-12mo

Development

low

26/0555
Erection Of Two Storey Rear Extension, Conversion Of Adjacent Barn To Provide Additional Living Accommodation & Formation Of A Two Storey Extension To Link The Barn With The Dwelling, Together With Change Of Use Of Former Agricultural Buildings To Ancillary Residential Use
Pending
26/0337
Demolition Of Existing Farmhouse & Modern Agricultural Buildings & Erection Of A Replacement Self-Build Dwelling
Rejected
25/0601
Removal Of Existing Roof And Construction Of New Gabled Roof To Provide First Floor Accommodation Comprising 2no. Bedrooms And 1no. Bathroom; Provision Of Flat-Roof Dormers To Front And Rear Elevations; Associated Internal And External Alterations
Approved

View Planning Timeline

Ownership

Corporate Ownership71.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

21 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied81%

Age Distribution

0-15 12%16-64 61%65+ 27%

View Area Profile

Schools Nearby

Fir Ends Primary School
0.1 mi
-
Blackford CofE Primary School
3.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Crosby-on-Eden CofE School
3.6 mi
Good
Longtown Primary School
4.2 mi
Inspected as Longtown Primary School (URN 133387) on 27 Jan 2016

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Rosedale
-
£325k
-
Belmar
-
£240k
-
Pear Tree Cottage
-
£310k
-
Layla Vale
-
£315k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN