14 Mill Street, Longtown, Carlisle, CA6 5TF

UPRN:10008699681Detached House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band DEPC: E (48)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

14 Mill Street, Longtown, Carlisle, CA6 5TF

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£209,000

£199k - £220kHigh

Estimate

£209k

Range

£199k – £220k

Rent Estimate (pcm)

£750

£650 - £800

Monthly

£750

Yield

4.29%

Verdict

Derived from HomePortfolio scores

14 Mill Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

74/ 100

High

Crime Score

17/ 100

Moderate

Walkability

36/ 100

Mixed

Transit & Bike

Transit 16Bike 12

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£210,000

At the asking price

Monthly rent£750/mo

Evidenced range £650-£800

Interest rate5.4%

Loan to value75%

Cash required: £66,000
Net cash flow: -£190/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£209,000

Rent Estimate (pcm)£750

Gross Yield4.29%

1y Growth-

3y Growth-0.7%

5y Growth+3.0%

10y Growth+3.2%

Last Sold Price£156,745 (2009-11-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA6 5TF

Approval Rate

-12mo

Development

low

26/0561
Non Material Amendment Of Previously Approved Permission 26/0462 (Replacement Of Existing Timber Frame Windows And Doors With UPVC Windows And Doors) For The Correction Of An Approved Drawing
Approved
26/0495
Change Of Use From Commercial To Residential (Retrospective)
Approved
26/0407
Discharge Of Condition 3 (Colour For Proposed Glazed Screen Frames & Door) Of Previously Approved Permission 25/0511
Approved

View Planning Timeline

Ownership

Corporate Ownership71.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-11-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied72%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Longtown Primary School
0.2 mi
Inspected as Longtown Primary School (URN 133387) on 27 Jan 2016
Blackford CofE Primary School
3.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Fir Ends Primary School
4.3 mi
-
Rockcliffe CofE School
4.4 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Mill Street
-
£39k
-
19 Mill Street
-
£75k
-
17 Mill Street
-
£111k
-
25 Mill Street
-
£83k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN