1 Meadow View House, Plains Road, Wetheral, Carlisle, CA4 8LE

UPRN:10008709170Flat/Maisonette3 bedsBuilt -

LeaseholdCouncil Tax: Band DEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

1 Meadow View House, Plains Road, Wetheral, Carlisle, CA4 8LE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£484,000

£435k - £532kMedium

Estimate

£484k

Range

£435k – £532k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

4.49%

Verdict

Derived from HomePortfolio scores

1 Meadow View House earns an INVESTIGATE rating with HP Score 67/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

13/ 100

Low

Transit & Bike

Transit 2Bike 5

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -18.8% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10008709170· as of 9 Nov 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.92
- valuation_snapshotsrent estimate 2150/mo (range 2000-2300)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -976/mo, -45% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 165 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
123 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£431,000£661,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,000-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£452/mo
Cash on cash: -2.8%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10008709170Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2150/mo (range 2000-2300)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2150/mo (range 2000-2300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 165 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£484,000

Rent Estimate (pcm)£2,150

Gross Yield4.49%

1y Growth-

3y Growth+5.1%

5y Growth+4.2%

10y Growth+4.1%

Last Sold Price£428,200 (2015-02-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA4 8LE

Approval Rate

-12mo

Development

low

26/0061/S211
Felling Of 1no. Beech Tree In Wetheral Conservation Area
Pending
26/0055/S211
Felling Of Leylandii Conifer (T1) And Stump Grinding; Felling Of Plum Tree (T2); Felling Of Viburnum Tree (T3); Cutting Back Of Leylandii Conifer (T4) Branches To Create 2 Metre Clearance From House For Access; Cutting Back Branches Of Beech Tree (T5) 2 Metres From House And 1.2 Metres Above Ridge Tiles; Felling Of Conifer (T6); Felling Of Leylandi (T7); Felling Of Fruit Tree (T8); Felling Of Tree/Bush (T9) In Wetheral Conservation Area
Approved
26/0390
Conversion Of Garage To Form Additional Living Space Including Formation Of Windows To Front Elevation; Erection Of Single Storey Side Extension To Provide Garage & Study. Creation Of New Driveway & Relocated Garden Space To Front
Approved

View Planning Timeline

Ownership

Corporate Ownership83.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-02-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied89%

Age Distribution

0-15 12%16-64 53%65+ 35%

View Area Profile

Schools Nearby

Great Corby School and Nursery
1.0 mi
Good
Warwick Bridge Primary School
1.1 mi
-
Scotby CofE Primary School
1.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Cumwhinton School
1.8 mi
GoodConcerns

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Moor Yeat Plains Road
-
£1.05M
-
Fallowfield Plains Road
-
£785k
-
The Limes Plains Road
-
£650k
-
Birchwood Plains Road
-
£800k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN