32 Howgill Way, Brampton, CA8 1AF

UPRN:10008714023Detached House5 bedsBuilt 2016

FreeholdCouncil Tax: Band EEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£434,000

£412k - £456kHigh

Estimate

£434k

Range

£412k – £456k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

4.00%

Verdict

Derived from HomePortfolio scores

32 Howgill Way earns an INVESTIGATE rating with HP Score 69/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

73/ 100

High

Crime Score

35/ 100

Elevated

Walkability

49/ 100

Mixed

Transit & Bike

Transit 32Bike 16

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10008714023· as of 12 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.79
- valuation_snapshotsrent estimate 1450/mo (range 1300-1600)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -899/mo, -62% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 149 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity0/15
lease 6 years (under 80): most lenders refuse it - risk scores nothing; 99 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo
- listing_factslease 6 years remaining (advert)· as of 9 Nov 2026

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£326,000£500,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£435,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,300-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £143,550
Net cash flow: -£464/mo
Cash on cash: -3.9%
Score at this price: 0

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10008714023Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1450/mo (range 1300-1600)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity
listing_facts

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1300-1600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 149 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£434,000

Rent Estimate (pcm)£1,450

Gross Yield4.00%

1y Growth+36.4%

3y Growth+2.2%

5y Growth+1.3%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA8 1AF

Approval Rate

-12mo

Development

low

26/0044/TPO
Crown Reduction, Thinning And Lift To 1no. Lime Tree (T3) Subject To TPO153
Pending
26/0576
Variation Of Condition 1 (Approved Documents) Of Previously Approved Permission 26/0903 (Previously Approved Under Permission 22/0903 - Erection Of 1no. Dwelling To Include Foul Water Treatment Plant And Drainage) To Change Garage from Detached To Attached
Pending
26/0562
Removal Of Conservatory; Erection Of Single Storey Rear Extension To Provide Additional Living Accommodation
Pending

View Planning Timeline

Ownership

Corporate Ownership83.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density1,264 /km²

Owner Occupied53%

Age Distribution

0-15 13%16-64 53%65+ 34%

View Area Profile

Schools Nearby

William Howard School
0.3 mi
Inspected as William Howard School (URN 112439) on 6 Jul 2009
Kirby Moor School
0.4 mi
Good
Brampton Primary School
0.5 mi
Inspected as Brampton Infant School (URN 112105) on 1 Mar 2007
Irthington Village School
1.6 mi
Good

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

61 Howgill Way
-
£435k
-
36 Howgill Way
-
£262k
-
25 Howgill Way
-
£315k
-
16 Howgill Way
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN