8 Lady Dacre Close, Carlisle, CA2 4FF

UPRN:10008717002Detached House4 bedsBuilt 2021

FreeholdCouncil Tax: Band EEPC: A (92)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£488,000

£464k - £513kHigh

Estimate

£488k

Range

£464k – £513k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

4.92%

Verdict

Derived from HomePortfolio scores

8 Lady Dacre Close earns an INVESTIGATE rating with HP Score 54/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

8/ 100

Low

Transit & Bike

Transit 17Bike 6

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£359,995-£499,995) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£499,995

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £166,299
Net cash flow: -£268/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£488,000

Rent Estimate (pcm)£2,050

Gross Yield4.92%

1y Growth+9.1%

3y Growth+4.4%

5y Growth+3.9%

10y Growth+2.6%

Last Sold Price£450,000 (2023-10-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA2 4FF

Approval Rate

-12mo

Development

low

26/0040/AGD
Erection Of Agricultural Storage Building
Approved
26/0494
Erection Of Single Storey Wrap-Around Extension To Facilitate Enlarged Weighing Room
Pending
26/0002/DEM
Demolition Of Redundant Buildings
Rejected

View Planning Timeline

Ownership

Corporate Ownership83.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-10-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied81%

Age Distribution

0-15 19%16-64 63%65+ 18%

View Area Profile

Schools Nearby

Stoneraise School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Upperby Primary School
1.3 mi
Good
Petteril Bank School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Margaret Mary Catholic Primary School, Carlisle
1.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Lady Dacre Close
-
£450k
-
7 Lady Dacre Close
-
£400k
-
6 Lady Dacre Close
-
£397k
-
5 Lady Dacre Close
-
£389k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN