Flat, Richmond House, 116 Bloomfield Road, Tipton, DY4 9ES

UPRN:10008768155Flat/MaisonetteBeds -Built 1991-1995

Tenure: -Council Tax: -EPC: C (69)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat, Richmond House, 116 Bloomfield Road, Tipton, DY4 9ES

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£105,000

£84k - £126kLow

Estimate

£105k

Range

£84k – £126k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

3.00%

Verdict

Derived from HomePortfolio scores

Flat earns an INVESTIGATE rating with HP Score 79/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

74/ 100

High

Crime Score

30/ 100

Moderate

Walkability

83/ 100

High

Transit & Bike

Transit 41Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

6 live new-build plots advertised against one placeholder UPRN (£280,000-£330,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£493/mo
Cash on cash: -6.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.74 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£105,000

Rent Estimate (pcm)£750

Gross Yield3.00%

1y Growth-67.6%

3y Growth+4.4%

5y Growth+6.0%

10y Growth+5.8%

Last Sold Price£306,000 (2023-08-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0DY4 9ES

Approval Rate

-12mo

Development

low

PD/26/03374
Proposed single storey rear extension: measuring 6.00m L x 3.90m H (2.90m to eaves)
Pending
P26/0654/A1
Non-material minor amendment to approved application P26/0654
Approved
P21/0912/C3
Dscharge of Conditions 5 and 8 (Verification)
Pending

View Planning Timeline

Ownership

Corporate Ownership65.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2023-08-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,652

Population Density5,029 /km²

Owner Occupied48%

Age Distribution

0-15 27%16-64 63%65+ 10%

View Area Profile

Schools Nearby

Wallbrook Primary Academy
0.3 mi
Good
Tipton Green College
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Christ Church CofE Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Pauls Church of England Academy
0.6 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

58 Bloomfield Road
-
£205k
-
116 Bloomfield Road
-
£306k
-
104 Bloomfield Road
-
£190k
-
105 Bloomfield Road
-
£145k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN