Crofton Hall Farm, Crofton, Thursby, Carlisle, CA5 6QB

UPRN:10008822282Detached House3 bedsBuilt 2007 onwards

FreeholdCouncil Tax: Band CEPC: D (66)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Crofton Hall Farm, Crofton, Thursby, Carlisle, CA5 6QB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£404,000

£384k - £425kHigh

Estimate

£404k

Range

£384k – £425k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

2.80%

Verdict

Derived from HomePortfolio scores

Crofton Hall Farm earns an INVESTIGATE rating with HP Score 59/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 20Bike 1

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£535,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,100-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £178,550
Net cash flow: -£940/mo
Cash on cash: -6.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.69 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£404,000

Rent Estimate (pcm)£1,250

Gross Yield2.80%

1y Growth-

3y Growth+3.5%

5y Growth+1.3%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA5 6QB

Approval Rate

-12mo

Development

low

CON/2026/0053
Discharge of condition 3 (sample) on approved application LBC/2026/0022
Pending
LBC/2026/0022
Listed Building consent to reinstatement of the right-hand wing wall and flanking pier of the classical gate arch
Approved
REAR/2026/0009
Proposed construction of a single-storey orangery extension to the rear
Approved

View Planning Timeline

Ownership

Corporate Ownership84.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

28 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied83%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

Thursby Primary School
1.6 mi
Good
Rosley CofE School
1.8 mi
Good
Wiggonby CofE School
1.9 mi
Good
St Cuthbert's Catholic Primary School
2.8 mi
Inspected as St Cuthbert's Catholic Primary School (URN 112310) on 5 Mar 2020

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN