18 Clos Ysgallen, Morganstown, Cardiff, CF15 8FT

UPRN:10008906334Detached House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band GEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

18 Clos Ysgallen, Morganstown, Cardiff, CF15 8FT

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£562,000

£534k - £590kHigh

Estimate

£562k

Range

£534k – £590k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

3.93%

Verdict

Derived from HomePortfolio scores

18 Clos Ysgallen earns an INVESTIGATE rating with HP Score 84/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£580,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,650-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £194,300
Net cash flow: -£642/mo
Cash on cash: -4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£562,000

Rent Estimate (pcm)£1,900

Gross Yield3.93%

1y Growth+3.5%

3y Growth+5.5%

5y Growth+3.8%

10y Growth+4.9%

Last Sold Price£520,000 (2024-02-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF15 8FT

Approval Rate

-12mo

Development

low

26/02169/CLPUD
Proposed single storey side extension to existing house.
Pending
26/02019/HSE
Demolish single storey side extension. Erect 2 storey side extension, small front single storey extension and rear single storey extension.
Pending
26/01830/HSE
Proposed demolition of existing side garage and replacement with single storey side extension
Approved

View Planning Timeline