8 Lumley Close, Ely, CB7 4FG

UPRN:100090048860Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band DEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£423,000

£402k - £444kHigh

Estimate

£423k

Range

£402k – £444k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.94%

Verdict

Derived from HomePortfolio scores

8 Lumley Close earns an INVESTIGATE rating with HP Score 63/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

18/ 100

Low

Transit & Bike

Transit 45Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£223/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£423,000

Rent Estimate (pcm)£1,750

Gross Yield4.94%

1y Growth-

3y Growth-2.1%

5y Growth+0.4%

10y Growth+2.8%

Last Sold Price£78,995 (1996-01-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CB7 4FG

Approval Rate

-12mo

Development

low

25/01206/DISC
To discharge Condition 4 (Highways-Management & Maintenance) of decision 25/01206/RMM dated 11th June 2026 for reserved matters for layout, scale, appearance, access and landscaping for 536 dwellings (Phase 3) following outline planning permission 11/01077/ESO
Pending
26/00246/FUL
Single storey extension to rear and introduction of door to side elevation
Pending
25/00717/DISA
To discharge Condition 3 (Surface Water Drainage), 4 (Foul Drainage), 5 (CEMP), 6 (CEMPb), 7 (Tree Protection), 8 (Acoustic Fencing), 9 (Noise Mitigation), 10 (Refuse Collection Strategy), 11 (Communal Bin Storage), 12 (Energy & Sustainability Strategy), 13 (External Materials), 15 (Biodiversity Enhancements), 16 (Cycle Storage), 17 (Hard Landscaping), 18 (Boundary Treatments), 25 (LEMP) of decision 25/00717/F3M dated 7th September 2026 for Development of 13no. new homes, including 5no. apartments and 8no. houses with access, parking and landscaping
Pending

View Planning Timeline