30 Church Road, Stow-cum-Quy, Cambridge, CB25 9AF

UPRN:100090136191Detached Bungalow4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band EEPC: D (55)

Data freshness:Planning· 2mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

30 Church Road, Stow-cum-Quy, Cambridge, CB25 9AF

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£524,000

£497k - £550kHigh

Estimate

£524k

Range

£497k – £550k

Rent Estimate (pcm)

£1,650

£1k - £2k

Monthly

£1,650

Yield

3.77%

Verdict

Derived from HomePortfolio scores

30 Church Road earns an INVESTIGATE rating with HP Score 52/100. Investment score 46/100 reflects below-average fundamentals. Crime intensity is moderate. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

52/ 100

Mixed

Investment Score

46/ 100

Mixed

Crime Score

59/ 100

Elevated

Walkability

33/ 100

Mixed

Transit & Bike

Transit 39Bike 81

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,450-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£630/mo
Cash on cash: -4.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£524,000

Rent Estimate (pcm)£1,650

Gross Yield3.77%

1y Growth-

3y Growth-0.4%

5y Growth+0.8%

10y Growth+1.1%

Last Sold Price£310,000 (2007-03-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3CB25 9AF

Approval Rate

100%12mo

Development

low

26/03558/HFUL
First floor rear extension & roof alterations and associated internal alterations
Pending
26/0981/TTPO
T1- Ash tree - Crown lift to 4 metres above ground - Reduce Crown by 2 metres
Pending
24/00687/CONDA
Submission of details required by conditions 5 (engineering scheme), 6 (traffic management plan), 9 (a) (contractors' access arrangements), (b) (contractors site storage area(s) and compound(s)) and (c) (parking for contractors' vehicles and contractors' personnel vehicles) and 11 ( foul water drainage) of planning permission 24/00687/FUL
Conditions

View Planning Timeline

Ownership

Corporate Ownership74.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-03-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,690

Population Density83 /km²

Owner Occupied60%

Age Distribution

0-15 14%16-64 65%65+ 21%

View Area Profile

Schools Nearby

Marleigh Primary Academy
1.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Teversham CofE VA Primary School
1.5 mi
Good
Fen Ditton Primary School
1.7 mi
Good
Bottisham Village College
1.8 mi
Requires improvement

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Church Road
-
£500k
-
34 Church Road
-
£250k
-
26 Church Road
-
£774k
-
1 Church Road
-
£900k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN