2 Rayside, Basildon, SS14 1NA

UPRN:100090259207Terrace Property4 bedsBuilt -

FreeholdCouncil Tax: Band CEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£358,000

£340k - £376kHigh

Estimate

£358k

Range

£340k – £376k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

7.24%

Verdict

Derived from HomePortfolio scores

2 Rayside earns an INVESTIGATE rating with HP Score 71/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

57/ 100

Moderate

Transit & Bike

Transit 13Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +5.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100090259207· as of 9 Nov 2026
Rental economics17.1/40
gross yield 7.2%; range width penalty ×0.96
- valuation_snapshotsrent estimate 2050/mo (range 1950-2200)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -58/mo, -3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 80 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.6/15
243 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£255,000£391,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,950-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: £272/mo
Cash on cash: 3.0%
Score at this price: 32

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100090259207Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2050/mo (range 1950-2200)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1950-2200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 80 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£358,000

Rent Estimate (pcm)£2,050

Gross Yield7.24%

1y Growth-

3y Growth-0.2%

5y Growth+3.4%

10y Growth+3.8%

Last Sold Price£93,000 (2000-09-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SS14 1NA

Approval Rate

-12mo

Development

low

26/01216/FULL
Proposed erection of a two-bedroom dwelling within the rear garden of 17 The Knowle, with new access onto Furlongs
Pending
26/01196/FULL
Redevelopment and Reconfiguration of the Existing Forecourt, including the Removal of the Existing Car Wash; The Installation of Three Jet Wash Bays, Revised Parking Arrangements and Associated Ancillary Works
Pending
26/01193/VAR
Variation of condition 2 (Approved plans) of planning reference 24/00841/FULL to amend proposed treatment of elevations, roof canopy above loading door, adjustment of proposed door and window openings, to suit operational requirements of operator.
Pending

View Planning Timeline

Ownership

Corporate Ownership77.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-09-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,133

Population Density6,639 /km²

Owner Occupied51%

Age Distribution

0-15 22%16-64 65%65+ 13%

View Area Profile

Schools Nearby

Fairhouse Community Primary School
0.3 mi
Good
Cherry Tree Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Kingswood Primary School and Nursery
0.4 mi
Good
The Bridge Pioneer
0.5 mi
Inspected as The Pioneer School (URN 134100) on 7 Jul 2011

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Rayside
-
£320k
-
20 Rayside
-
£295k
-
30 Rayside
-
£305k
-
20 Rayside
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN