13 Cromwell Road, Warley, Brentwood, CM14 5DT

UPRN:100090334698Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

13 Cromwell Road, Warley, Brentwood, CM14 5DT

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£491,000

£467k - £516kHigh

Estimate

£491k

Range

£467k – £516k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

4.92%

Verdict

Derived from HomePortfolio scores

13 Cromwell Road earns an INVESTIGATE rating with HP Score 83/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

72/ 100

High

Crime Score

10/ 100

Low

Walkability

75/ 100

High

Transit & Bike

Transit 17Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.8% (HIGH), sold-comps -4.8%, £/sqft -4.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100090334698· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 20.3%· as of 1 Nov 2026
Rental economics0/40
gross yield 4.9%; range width penalty ×0.86
- valuation_snapshotsrent estimate 2050/mo (range 1900-2250)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -733/mo, -36% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
278 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£268/mo
Cash on cash: -1.9%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100090334698Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 20.3%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2050/mo (range 1900-2250)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1900-2250)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£491,000

Rent Estimate (pcm)£2,050

Gross Yield4.92%

1y Growth-1.7%

3y Growth+2.0%

5y Growth+1.2%

10y Growth+1.7%

Last Sold Price£427,500 (2022-01-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CM14 5DT

Approval Rate

-12mo

Development

low

26/01205/S192
Application for a Lawful Development Certificate for a proposed use or development for the replacament of external cladding
Pending
26/01196/TPO
(G1) 2 x declining lawson cypress - dismantle trees, (T2) 1 x dead alder - dismantle tree, (T3) 1 x dead silver birch - fell to ground, (T4) 1 x dead lime tree - dismantle to ground level, (T5) 1 x oak - remove deadwood in crown area , (T6) 1 x yew tree - crown reduction, reduce height and spread of tree by up to 2m for maintenance, (T8) 1 x self seeding ash sapling - fell and eco plug (TPO1/2017) (TPO15/1980)
Pending
26/01056/S192
Application for a Lawful Development Certificate for a proposed use or development for a hip to gable roof extension, rear dormer, front rooflights and removal of side chimney
Pending

View Planning Timeline

Ownership

Corporate Ownership49.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-01-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,864

Population Density-

Owner Occupied62%

Age Distribution

0-15 19%16-64 72%65+ 9%

View Area Profile

Schools Nearby

Holly Trees Primary School
0.2 mi
Good
Brentwood Ursuline Convent High School
0.6 mi
Good
Warley Primary School
0.7 mi
Good
Brentwood County High School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Cromwell Road
-
£395k
-
19 Cromwell Road
-
£352k
-
24 Cromwell Road
-
£713k
-
42 Cromwell Road
-
£495k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN