46 St Kildas Road, Brentwood, CM15 9EX

UPRN:100090346151Detached House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band EEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£599,000

£569k - £629kHigh

Estimate

£599k

Range

£569k – £629k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

5.10%

Verdict

Derived from HomePortfolio scores

46 St Kildas Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

72/ 100

High

Crime Score

16/ 100

Moderate

Walkability

58/ 100

Moderate

Transit & Bike

Transit 19Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,350-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£260/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£599,000

Rent Estimate (pcm)£2,550

Gross Yield5.10%

1y Growth-

3y Growth+3.7%

5y Growth+1.0%

10y Growth+2.8%

Last Sold Price£650,000 (2021-12-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM15 9EX

Approval Rate

-12mo

Development

low

26/01106/FUL
Change of Use of Annex to a Separate Studio Dwelling
Pending
26/00149/NON/1
Non material amendment to application 26/00149/HHA (Side and rear single-storey extension) to allow for the rear elevation to be amended from render finish to matching facing brickwork finish.
Pending
26/01161/PN42
Single storey rear extension. The proposed extension would extend 4.5m beyond the rear wall of the original dwelling, the maximum height of the proposed extension would be 3m and the proposed eaves height would be 2.9m
Pending

View Planning Timeline

Ownership

Corporate Ownership53.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-12-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,864

Population Density2,596 /km²

Owner Occupied79%

Age Distribution

0-15 21%16-64 63%65+ 16%

View Area Profile

Schools Nearby

Grove House School
0.4 mi
Good
St Helen's Catholic Infant & Nursery School
0.4 mi
Good
Becket Keys Church of England Free School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Helen's Catholic Junior School
0.4 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 St Kildas Road
-
£415k
-
21 St Kildas Road
-
£446k
-
22 St Kildas Road
-
£470k
-
Robin Hood Meadow, 23A St Kildas Road
-
£960k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN