105 Chesterfield Avenue, Benfleet, SS7 3HR

UPRN:100090354526Semi-Detached BungalowBeds -Built 1950-1966

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

105 Chesterfield Avenue, Benfleet, SS7 3HR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£397,000

£377k - £417kHigh

Estimate

£397k

Range

£377k – £417k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

3.84%

Verdict

Derived from HomePortfolio scores

105 Chesterfield Avenue earns an INVESTIGATE rating with HP Score 74/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

47/ 100

Mixed

Transit & Bike

Transit 11Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£580/mo
Cash on cash: -4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£397,000

Rent Estimate (pcm)£1,600

Gross Yield3.84%

1y Growth-

3y Growth-0.1%

5y Growth+1.5%

10y Growth+2.9%

Last Sold Price£186,500 (2009-11-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2SS7 3HR

Approval Rate

50%12mo

Development

low

26/0593/PIP
Construct one dwelling with associated parking and amenity space
Pending
26/0573/ADV
Installation of 2No. illuminated advertising signs
Pending
26/0582/NOT
Upgrade to the existing base station comprising the removal of existing 3no antennas and 3no MHA to be replaced by the installation of 3no antennas and 3no MHA on proposed support poles. Installation of 3no Routers on existing supports, removal of 2no existing cabinets to be replaced by 2no proposed cabinets on existing concrete base. Reuse of existing equipment including the internal upgrade of existing cabinet, and all ancillary works thereto
Approved

View Planning Timeline