6 Goldlay Avenue, Chelmsford, CM2 0TL

UPRN:100090401475Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£482,000

£458k - £507kHigh

Estimate

£482k

Range

£458k – £507k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

5.32%

Verdict

Derived from HomePortfolio scores

6 Goldlay Avenue earns an INVESTIGATE rating with HP Score 79/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 22Bike 72

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£485,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,000-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £161,050
Net cash flow: -£148/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£482,000

Rent Estimate (pcm)£2,150

Gross Yield5.32%

1y Growth+13.5%

3y Growth+0.6%

5y Growth+1.2%

10y Growth+2.6%

Last Sold Price£125,000 (2001-09-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CM2 0TL

Approval Rate

100%12mo

Development

low

26/05685/CAT
Cedar - In car park - Crown lift over road/carpark to 5.2m. Reason: To prevent high sided vehicles hitting the tree Tree of heaven - The removal of two limbs growing towards the flats by 6m back to good pruning points. Pruning back higher branches by 1,5m. Ash tree - Removal of limb at 1.2m from base to crown lift the tree to 4m. Reduction of remaining limbs hanging towards the flats by 2m. Silver Birch - Prune back higher branches by 2m, crown lift to 3m. Cherry - Crown reduction by 2m. Whitebeam (Tree by carport)- Fell and treat stump with appropriate herbicides. Reason: This tree is too close to building and drainage
Pending
25/01769/NMAT/1
Non Material Amendment for planning permission - 25/01769/FUL - (Demolition of existing conservatory and erection of single storey rear extension and conservatory.) Replace infill conservatory arrangement with a continuous rear extension.
Pending
26/05236/TPO
T5 and T6 - Plum Cherry - Prune by 1m, crown lift to 1.5m from ground level, remove dead branches - Reason: To maintain the trees at their current size.
Pending

View Planning Timeline

Ownership

Corporate Ownership53.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-09-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,791

Population Density-

Owner Occupied81%

Age Distribution

0-15 21%16-64 62%65+ 17%

View Area Profile

Schools Nearby

Oaklands Infant School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Our Lady Immaculate Catholic Primary School
0.5 mi
Good
Chelmsford College
0.5 mi
-
Moulsham Infant School
0.5 mi
Good

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Goldlay Avenue
-
£650k
-
2A Goldlay Avenue
-
£505k
-
20 Goldlay Avenue
-
£445k
-
9 Goldlay Avenue
-
£575k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN