124 Braiswick, Colchester, CO4 5BG

UPRN:100090440976Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: E (47)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£455,000

£432k - £478kHigh

Estimate

£455k

Range

£432k – £478k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

4.37%

Verdict

Derived from HomePortfolio scores

124 Braiswick earns an INVESTIGATE rating with HP Score 65/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

14/ 100

Low

Transit & Bike

Transit 8Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,400-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£597/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£455,000

Rent Estimate (pcm)£2,550

Gross Yield4.37%

1y Growth-

3y Growth-0.8%

5y Growth+1.0%

10y Growth+3.3%

Last Sold Price£250,000 (2008-04-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2CO4 5BG

Approval Rate

-12mo

Development

low

261781
Erection of a detached single-storey dwelling with associated residential curtilage, access, parking, landscaping and ancillary works.(Revised description)
Pending
261673
Application to discharge condition 4 (Landscape Maintenance Schedule) to planning application 261021.
Pending
261635
Application to discharge condition 5 (archaeology investigation) to application 260684.
Conditions

View Planning Timeline

Ownership

Corporate Ownership60.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-04-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,589

Population Density910 /km²

Owner Occupied84%

Age Distribution

0-15 21%16-64 64%65+ 15%

View Area Profile

Schools Nearby

Braiswick Primary School
0.3 mi
Good
Myland Community Primary School
1.0 mi
-
Heathlands Church of England Voluntary Controlled Primary School, West Bergholt
1.1 mi
Good
St Helena School
1.1 mi
Good

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

144A Braiswick
-
£795k
-
142 Braiswick
-
£975k
-
136 Braiswick
-
£950k
-
138 Braiswick
-
£1.10M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN