107 High Street, Wivenhoe, Colchester, CO7 9AF

UPRN:100090457249Flat/Maisonette2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

107 High Street, Wivenhoe, Colchester, CO7 9AF

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£202,000

£182k - £223kMedium

Estimate

£202k

Range

£182k – £223k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

7.14%

Verdict

Derived from HomePortfolio scores

107 High Street earns an INVESTIGATE rating with HP Score 80/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

74/ 100

High

Transit & Bike

Transit 15Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: £137/mo
Cash on cash: 2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.76 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£202,000

Rent Estimate (pcm)£1,100

Gross Yield7.14%

1y Growth-

3y Growth-3.5%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price£71,000 (2001-09-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CO7 9AF

Approval Rate

-12mo

Development

low

261877
Listed building consent application to instal an high efficiency combination gas boiler, gas supply from new meter, ancillary pipework and controls
Pending
261798
1 - Eucalyptus Tree - Rear Garden, Rear Boundary, fell to ground level. Tree is dying back and has 2 Bracket Fungus at the base, which is rotting the Tree at the base hollow in places. Fell for safety as limb failure inenvitable.
Pending
261756
Alterations to chimney, re-roofing of existing side studio, replacement of conservatory with garden extension, with small veranda roof linking the two.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.2%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2001-09-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,589

Population Density2,885 /km²

Owner Occupied74%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Millfields Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Broomgrove Infant School
0.6 mi
GoodConcerns
Broomgrove Junior School
0.6 mi
Good
St Lawrence Church of England Primary School, Rowhedge
0.7 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Jolly House, 128 High Street
-
£122k
-
134 High Street
-
£540k
-
Jolly House, 128 High Street
-
£224k
-
Jolly House, 128 High Street
-
£173k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN