134 High Street, Wivenhoe, Colchester, CO7 9AF

UPRN:100090457263End Terrace House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: E (49)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

134 High Street, Wivenhoe, Colchester, CO7 9AF

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£578,000

£549k - £606kHigh

Estimate

£578k

Range

£549k – £606k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

22.67%

Verdict

Derived from HomePortfolio scores

134 High Street earns an INVESTIGATE rating with HP Score 79/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

74/ 100

High

Transit & Bike

Transit 15Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,300-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: £1,310/mo
Cash on cash: 37.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£578,000

Rent Estimate (pcm)£2,550

Gross Yield22.67%

1y Growth-

3y Growth-3.5%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price£540,000 (2022-09-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CO7 9AF

Approval Rate

-12mo

Development

low

261951
1 Neighbouring Pine to have overhanging side only trimmed back as hardas possible whilst maintaining greenery. Selected branches to be pruned as required to provide clearance around Amelanchierr tree.*Notetree is overhanging from No.2 Clifton Terrace CO7
Pending
261877
Listed building consent application to instal an high efficiency combination gas boiler, gas supply from new meter, ancillary pipework and controls
Pending
261831
Listed building consent application for installation of a new gas mainand semi concealed in ground meter box and gas meter
Pending

View Planning Timeline

Ownership

Corporate Ownership71.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-09-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,589

Population Density-

Owner Occupied74%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Millfields Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Broomgrove Infant School
0.6 mi
GoodConcerns
Broomgrove Junior School
0.6 mi
Good
St Lawrence Church of England Primary School, Rowhedge
0.7 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Jolly House, 128 High Street
-
£122k
-
134 High Street
-
£540k
-
Jolly House, 128 High Street
-
£224k
-
Jolly House, 128 High Street
-
£173k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN