49 Coolgardie Avenue, Chigwell, IG7 5AX

UPRN:100090489762Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£895,000

£851k - £940kHigh

Estimate

£895k

Range

£851k – £940k

Rent Estimate (pcm)

£4,400

£4k - £5k

Monthly

£4,400

Yield

5.87%

Verdict

Derived from HomePortfolio scores

49 Coolgardie Avenue earns an INVESTIGATE rating with HP Score 71/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

33/ 100

Mixed

Transit & Bike

Transit 29Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£4,400/mo

Evidenced range £4,050-£4,750

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: £9/mo
Cash on cash: 0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.45 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£895,000

Rent Estimate (pcm)£4,400

Gross Yield5.87%

1y Growth+5.7%

3y Growth+0.0%

5y Growth+1.0%

10y Growth+2.4%

Last Sold Price£260,000 (2001-08-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0IG7 5AX

Approval Rate

-12mo

Development

low

EPF/2039/26
Erection of steel-framed building to provide multi-purpose sports training facility, ancillary equipment storage and complementary sporting uses in connection with the Old Loughtonians Hockey Club, and the development approved under application reference EPF/0687/24, as amended by Section 73 Application reference EPF/1427/26.
Pending
EPF/2037/26
Approval of Details Reserved by Conditions 3 Cycle Parking, 4 Floodlighting Details, 5 Hard and Soft Landscaping and 7 EVP of EPF/1427/26 (Variation of Condition 2 Plan Numbers of EPF/0687/24 (Construction of a padel tennis facility)).
Pending
EPF/1975/26
Installation of air source heat pump.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-08-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,171

Population Density1,710 /km²

Owner Occupied95%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Luxborough Court School
0.5 mi
Good
West Hatch High School
0.5 mi
Good
St John's RC School (Essex)
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Chigwell School
0.7 mi
Inspected by ISI

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

57 Coolgardie Avenue
-
£925k
-
21 Coolgardie Avenue
-
£875k
-
67 Coolgardie Avenue
-
£800k
-
69 Coolgardie Avenue
-
£720k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN