108 Manor Road, Chigwell, IG7 5PQ

UPRN:100090492001Detached House5 bedsBuilt 2007-2011

FreeholdCouncil Tax: -EPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£2,269,000

£1.81M - £2.72MLow

Estimate

£2.27M

Range

£1.81M – £2.72M

Rent Estimate (pcm)

£9,300

£8k - £10k

Monthly

£9,300

Yield

2.79%

Verdict

Derived from HomePortfolio scores

108 Manor Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

53/ 100

Moderate

Transit & Bike

Transit 19Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,000,000

At the asking price

Monthly rent£9,300/mo

Evidenced range £8,450-£10,100

Interest rate5.4%

Loan to value75%

Cash required: £1,595,050
Net cash flow: -£7,062/mo
Cash on cash: -5.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.69 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,269,000

Rent Estimate (pcm)£9,300

Gross Yield2.79%

1y Growth-

3y Growth+0.0%

5y Growth+1.0%

10y Growth+2.4%

Last Sold Price£1,100,000 (2007-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0IG7 5PQ

Approval Rate

-12mo

Development

low

EPF/2066/26
Approval of Details Reserved by Condition 109 Habitat Management and Monitoring Plan and BNG of EPF/2578/25 (Erection of one-storey upward extensions to both residential blocks to provide 5no. 2 bed units and part-retrospective permission for associated parking).
Pending
EPF/2018/26
TPO/EPF/09/11 (Ref: T2) T1: Oak - Remove damaged/diseased stem back to main trunk, as specified. NB: The permitted specification of works is detailed in the conditions below.
Pending
EPF/2013/26
TPO/EPF/10/74 (Ref: A1) T1: Oak - Fell and replace, as specified. NB: The permitted specification of works is detailed in the conditions below.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-02-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,171

Population Density3,363 /km²

Owner Occupied81%

Age Distribution

0-15 19%16-64 63%65+ 18%

View Area Profile

Schools Nearby

Limes Farm Infant School and Nursery
0.5 mi
Good
Limes Farm Junior School
0.5 mi
Good
St John's RC School (Essex)
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
West Hatch High School
0.6 mi
Good

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

100 Manor Road
-
£2.80M
-
98 Manor Road
-
£1.75M
-
90 Manor Road
-
£1.90M
-
104 Manor Road
-
£2.10M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN