9 Goldings Rise, Loughton, IG10 2QP

UPRN:100090504604Detached Bungalow4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band FEPC: D (66)

Data freshness:Planning· 2mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£946,000

£899k - £994kHigh

Estimate

£946k

Range

£899k – £994k

Rent Estimate (pcm)

£3,250

£3k - £4k

Monthly

£3,250

Yield

4.11%

Verdict

Derived from HomePortfolio scores

9 Goldings Rise earns an INVESTIGATE rating with HP Score 77/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

46/ 100

Mixed

Transit & Bike

Transit 13Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£3,250/mo

Evidenced range £2,900-£3,650

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£956/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£946,000

Rent Estimate (pcm)£3,250

Gross Yield4.11%

1y Growth-29.7%

3y Growth+2.0%

5y Growth-0.5%

10y Growth+1.6%

Last Sold Price£999,995 (2015-12-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1IG10 2QP

Approval Rate

100%12mo

Development

low

EPF/2022/26
Ancillary outbuilding including raised deck with recessed hot tub, safety balustrades and privacy screens and level hardstanding.
Pending
EPF/2016/26
Baldwins Hill Conservation Area T1-5: Ash - Fell.
Pending
EPF/1971/26
Demolition of existing rear addition and construction of new single storey rear extension with mono-pitch roof and two roof windows
Pending

View Planning Timeline

Ownership

Corporate Ownership52%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-12-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,171

Population Density-

Owner Occupied87%

Age Distribution

0-15 17%16-64 62%65+ 21%

View Area Profile

Schools Nearby

Woodcroft School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Davenant Foundation School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hereward Primary School
0.8 mi
Outstanding
Oak View School
0.8 mi
Good

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Goldings Rise
-
£689k
-
21 Goldings Rise
-
£980k
-
4 Goldings Rise
-
£1.05M
-
20 Goldings Rise
-
£640k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN