334 Willingale Road, Loughton, IG10 2BW

UPRN:100090512104Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (55)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£579,000

£550k - £608kHigh

Estimate

£579k

Range

£550k – £608k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

5.13%

Verdict

Derived from HomePortfolio scores

334 Willingale Road earns an INVESTIGATE rating with HP Score 48/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

48/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

95/ 100

Elevated

Walkability

50/ 100

Moderate

Transit & Bike

Transit 39Bike 38

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.0% (HIGH), sold-comps -33.0%, £/sqft -33.0%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100090512104· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.4%· as of 1 Nov 2026
Rental economics0.9/40
gross yield 5.1%; range width penalty ×0.84
- valuation_snapshotsrent estimate 2500/mo (range 2300-2750)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -760/mo, -30% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 181 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
290 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£439,000£673,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£585,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,300-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £196,050
Net cash flow: -£244/mo
Cash on cash: -1.5%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100090512104Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.4%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2500/mo (range 2300-2750)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2300-2750)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 181 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£579,000

Rent Estimate (pcm)£2,500

Gross Yield5.13%

1y Growth-

3y Growth+2.0%

5y Growth-0.5%

10y Growth+1.6%

Last Sold Price£407,500 (2018-11-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0IG10 2BW

Approval Rate

-12mo

Development

low

EPF/2104/26
Approval of Details Reserved by Condition 13 Ecological Enhancement of EPF/0855/25 (Redevelopment of the site to provide a new self-storage facility (Use Class B8), new light Industrial workspace / incubator units (Use Class E(g)(iii)) and a new hotel (Use Class C1) with associated car and cycle parking, landscaping and other works ancillary to the development).
Pending
EPF/2079/26
Replacement of existing security gates at the entrance to Epping Forest Shopping Park.
Pending
EPF/2067/26
TPO/EPF/17/88 (Ref: W1) G1: Mixed species of trees - Crown reduce back to fence line to clear car park spaces by up to 3m high and give 1m clearance of street light, as specified. NB: The permitted specification of works is detailed in the conditions below.
Pending

View Planning Timeline

Ownership

Corporate Ownership52.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-11-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,171

Population Density2,913 /km²

Owner Occupied34%

Age Distribution

0-15 20%16-64 64%65+ 16%

View Area Profile

Schools Nearby

Thomas Willingale Primary School and Nursery
0.1 mi
Good
St John Fisher Catholic Primary School
0.3 mi
Report card2025
Ofsted no longer awards a single overall grade.
Debden Park High School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Oak View School
0.6 mi
Good

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

332 Willingale Road
-
£520k
-
356 Willingale Road
-
£495k
-
316 Willingale Road
-
£465k
-
358 Willingale Road
-
£489k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN