55 Lodge Hall, Harlow, CM18 7SY

UPRN:100090536092Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: D (57)

Data freshness:Listing· freshOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£453,000

£431k - £476kHigh

Estimate

£453k

Range

£431k – £476k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

5.05%

Verdict

Derived from HomePortfolio scores

55 Lodge Hall earns an INVESTIGATE rating with HP Score 64/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

37/ 100

Mixed

Transit & Bike

Transit 7Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: -£204/mo
Cash on cash: -1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£453,000

Rent Estimate (pcm)£1,850

Gross Yield5.05%

1y Growth-

3y Growth+1.3%

5y Growth+2.9%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CM18 7SY

Approval Rate

-12mo

Development

low

HW/ADV/26/00447
Installation of 3 no. ACM Panels with applied vinyl text, 2 no. non-illuminated fascia signs, 1 no. internally illuminated fascia sign & 1 no. non-illuminated hanging/projecting sign
Pending
HW/HSE/26/00407
Proposed front access ramp
Pending
HW/TP/26/10048
Norwegian Spruce to be felled due to being dead and diseased
Pending

View Planning Timeline

Ownership

Corporate Ownership60%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,654

Population Density6,653 /km²

Owner Occupied49%

Age Distribution

0-15 23%16-64 64%65+ 13%

View Area Profile

Schools Nearby

Beckmead Moundwood Academy
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Greenwell Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Longwood Primary Academy
0.2 mi
Good
Latton Green Primary Academy
0.4 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

67 Lodge Hall
-
£348k
-
59 Lodge Hall
-
£280k
-
79 Lodge Hall
-
£305k
-
66 Lodge Hall
-
£309k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN