47 North Grove, Harlow, CM18 6DX

UPRN:100090538883End Terrace House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: D (65)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£402,000

£362k - £442kMedium

Estimate

£402k

Range

£362k – £442k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

6.21%

Verdict

Derived from HomePortfolio scores

47 North Grove earns an INVESTIGATE rating with HP Score 69/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

48/ 100

Mixed

Transit & Bike

Transit 19Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM -5.7% (MEDIUM), sold-comps +18.1%, £/sqft +18.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 100090538883· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 1.8%· as of 1 Nov 2026
Rental economics9.4/40
gross yield 6.2%; range width penalty ×0.97
- valuation_snapshotsrent estimate 2200/mo (range 2100-2350)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -306/mo, -14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.9/15
206 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£319,000£488,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,100-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £89/mo
Cash on cash: 0.8%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100090538883Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 1.8%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2200/mo (range 2100-2350)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2100-2350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£402,000

Rent Estimate (pcm)£2,200

Gross Yield6.21%

1y Growth-9.4%

3y Growth+1.3%

5y Growth+2.9%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

2CM18 6DX

Approval Rate

100%12mo

Development

low

HW/FUL/26/00449
To bring forward existing shop entrance in line with front elevation
Pending
HW/TP/26/10050
Lime Tree A - Proposed crown reduction of up to 2.5 metres in height and lateral spread, working towards identifiable previous pruning points where appropriate, while maintaining a balanced and natural crown Lime Tree B - Proposed crown reduction of up to 2.5 metres in height and lateral spread, working towards identifiable previous pruning points where appropriate, while maintaining a balanced and natural crown Lime Tree C - Proposed crown reduction of up to 2.5 metres in height and lateral spread, working towards identifiable previous pruning points where appropriate, including overhanging branches above the vehicle parking area
Pending
HW/CND/26/00419
Application for approval of details reserved by condition 2 (Arboricultural Method Statement) of planning permission HW/FUL/26/00178 for Installation of 2 no. enclosed Jet Wash Bays to rear of forecourt
Pending

View Planning Timeline

Ownership

Corporate Ownership60%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,654

Population Density6,578 /km²

Owner Occupied54%

Age Distribution

0-15 21%16-64 66%65+ 13%

View Area Profile

Schools Nearby

Purford Green Primary School
0.3 mi
Inspected as Purford Green Primary School (URN 114981) on 12 Sep 2012
Holy Cross Catholic Primary School, Harlow
0.6 mi
Good
William Martin Church of England Junior School
0.6 mi
Good
William Martin Church of England Infant and Nursery School
0.6 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

61 North Grove
-
£300k
-
55 North Grove
-
£290k
-
6 North Grove
-
£306k
-
1 North Grove
-
£329k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN