9 Maclarens, Wickham Bishops, Witham, CM8 3XE

UPRN:100090568664Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: D (61)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

9 Maclarens, Wickham Bishops, Witham, CM8 3XE

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,001,000

£951k - £1.05MHigh

Estimate

£1.00M

Range

£951k – £1.05M

Rent Estimate (pcm)

£3,550

£3k - £4k

Monthly

£3,550

Yield

4.26%

Verdict

Derived from HomePortfolio scores

9 Maclarens earns an INVESTIGATE rating with HP Score 66/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

18/ 100

Low

Transit & Bike

Transit 2Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,100-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£917/mo
Cash on cash: -3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,001,000

Rent Estimate (pcm)£3,550

Gross Yield4.26%

1y Growth-

3y Growth-0.4%

5y Growth+1.7%

10y Growth+3.2%

Last Sold Price£220,000 (1996-11-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM8 3XE

Approval Rate

-12mo

Development

low

26/00690/FUL
Erection of 3 no. dwellinghouses with associated detached garages, retention of the existing dwellinghouse with replacement garage, alterations to existing accesses, associated parking, landscaping and operational development (demolition of existing garage).
Pending
26/00383/FUL
Conversion and extension of existing outbuilding to use as a self-build residential annex in association with Paynes Cottage.
Rejected
26/05069/DET
Compliance with conditions notification 25/01052/LBC(Conversion and change of use of former stables outbuilding to a coffee shop and farm shop, including reinstatement of original window openings, replacement doors, installation of external spiral staircase, and construction of a covered outdoor seating canopy) Condition 5 : Canopy Roof
Conditions

View Planning Timeline