8 Main Road, Ramsey, Harwich, CO12 5EY

UPRN:100090634860Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£349,000

£332k - £367kHigh

Estimate

£349k

Range

£332k – £367k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

5.31%

Verdict

Derived from HomePortfolio scores

8 Main Road earns an INVESTIGATE rating with HP Score 59/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

7/ 100

Low

Transit & Bike

Transit 11Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£108/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£349,000

Rent Estimate (pcm)£1,550

Gross Yield5.31%

1y Growth-

3y Growth-0.9%

5y Growth+0.3%

10y Growth+4.2%

Last Sold Price£175,000 (2004-07-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3CO12 5EY

Approval Rate

0%12mo

Development

low

26/01460/FUL
Planning Application - Change of use of land for the siting of storage containers
Pending
26/01422/FUL
Planning Application - Demolition and removal of existing structures and construction of 2 semi detached dwellings.
Pending
26/01322/DISCON
Discharge of Conditions Application for 24/00040/OUT - Condition 5 (Vehicular Turning Facility), Condition 7 (Discharge of Surface Water), Condition 8 (Residential Travel Info Pack), Condition 11 (Scheme of Archaeological Evaluation), Condition 12 (Archaeology Evaluation of the Site), Condition 16 (Biodiversity Enhancement Strategy) and Condition 18 (Construction Methodology and Timetable).
Conditions

View Planning Timeline

Ownership

Corporate Ownership77.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-07-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,545

Population Density100 /km²

Owner Occupied79%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

St Michael's CofE Primary Academy, Ramsey
0.5 mi
Inspected as Two Village Church of England Primary School (URN 145856) on 18 Jul 2023
Chase Lane Primary School and Nursery
1.3 mi
Good
All Saints' Church of England Voluntary Aided Primary School, Dovercourt
1.8 mi
Good
Spring Meadow Primary School & Nursery
1.9 mi
Inspected as Spring Meadow Primary School & School House Nursery (URN 114834) on 28 Feb 2024

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Main Road
-
£400k
-
5 Main Road
-
£203k
-
Bridge Cottage Main Road
-
£215k
-
8 Main Road
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN