31 Berkeley Gardens, Leigh-on-Sea, SS9 2TD

UPRN:100090658679Detached HouseBeds -Built 1930-1949

Tenure: -Council Tax: Band FEPC: E (54)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

31 Berkeley Gardens, Leigh-on-Sea, SS9 2TD

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,089,000

£980k - £1.20MMedium

Estimate

£1.09M

Range

£980k – £1.20M

Rent Estimate (pcm)

£4,000

£4k - £4k

Monthly

£4,000

Yield

5.11%

Verdict

Derived from HomePortfolio scores

31 Berkeley Gardens earns an INVESTIGATE rating with HP Score 76/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

61/ 100

Moderate

Transit & Bike

Transit 17Bike 42

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +13.7% (MEDIUM), sold-comps -18.7%, £/sqft -18.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100090658679· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 16.8%· as of 11 Nov 2026
Rental economics0.6/40
gross yield 5.1%; range width penalty ×0.75
- valuation_snapshotsrent estimate 4000/mo (range 3550-4450)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,156/mo, -29% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 100 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity12.9/15
673 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£705,000£1,081,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£940,000

At the asking price

Monthly rent£4,000/mo

Evidenced range £3,550-£4,450

Interest rate5.4%

Loan to value75%

Cash required: £321,050
Net cash flow: -£403/mo
Cash on cash: -1.5%
Score at this price: 14

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100090658679Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 16.8%Valuation edge · as of 11 Nov 2026
valuation_snapshotsrent estimate 4000/mo (range 3550-4450)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4000/mo (range 3550-4450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 100 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,089,000

Rent Estimate (pcm)£4,000

Gross Yield5.11%

1y Growth-

3y Growth-0.4%

5y Growth+0.8%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SS9 2TD

Approval Rate

-12mo

Development

low

26/01442/FULH
Demolish existing conservatory and erect single storey rear extension with rooflights
Pending
26/01437/FULH
Demolish existing garage, erect two storey side extension, part single part two storey rear extension, hip to gable roof extension with dormer to rear to create habitable accommodation in the roofspace, alterations to elevations and layout patio to rear
Pending
26/01435/FULH
Install dormers to front and rear to form habitable accommodation in the loftspace, erect single storey rear extension and porch canopy to front, alter elevations
Pending

View Planning Timeline

Ownership

Corporate Ownership63.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,594

Population Density1,157 /km²

Owner Occupied87%

Age Distribution

0-15 19%16-64 59%65+ 22%

View Area Profile

Schools Nearby

Belfairs Academy
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hadleigh Infant and Nursery School
0.7 mi
Inspected as Hadleigh Infant and Nursery School (URN 115294) on 18 Mar 2009
St. Michael's School
0.7 mi
Inspected by ISI
Hadleigh Junior School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Berkeley Gardens
-
£910k
-
19 Berkeley Gardens
-
£800k
-
53 Berkeley Gardens
-
£810k
-
51 Berkeley Gardens
-
£675k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN