39 Essex Gardens, Leigh-on-Sea, SS9 4HG

UPRN:100090662989Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£350,000

£333k - £368kHigh

Estimate

£350k

Range

£333k – £368k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

4.46%

Verdict

Derived from HomePortfolio scores

39 Essex Gardens earns an INVESTIGATE rating with HP Score 80/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

57/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

73/ 100

High

Transit & Bike

Transit 25Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£281/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£350,000

Rent Estimate (pcm)£1,300

Gross Yield4.46%

1y Growth+24.0%

3y Growth-0.4%

5y Growth+0.8%

10y Growth+2.8%

Last Sold Price£183,500 (2006-09-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SS9 4HG

Approval Rate

-12mo

Development

low

26/01403/CLP
Dormer to rear and rooflights to front to form habitable accommodation in loftspace, single storey rear extension (certificate of lawful development - proposed)
Pending
26/01396/TPO
Reduce Pendunculate Oak (Quercus Robur) by up to 4 meters to previous cuts and shape as part of cyclical maintenance programme (Works to Trees subject to a Tree Preservation Order)
Pending
26/01395/FULH
Erect two storey front and side extension
Pending

View Planning Timeline

Ownership

Corporate Ownership63.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-09-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,594

Population Density5,096 /km²

Owner Occupied79%

Age Distribution

0-15 19%16-64 60%65+ 21%

View Area Profile

Schools Nearby

The St Christopher School
0.3 mi
GoodConcerns
Blenheim Primary School
0.3 mi
Outstanding
The Eastwood Academy
0.5 mi
Inspected as The Eastwood School (11-18) (URN 115330) on 3 Nov 2010
Fairways Primary School
0.6 mi
Good

7 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Essex Gardens
-
£465k
-
11A Essex Gardens
-
£375k
-
1 Essex Gardens
-
£643k
-
8 Essex Gardens
-
£550k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN