15 Chadacre Road, Southend-on-Sea, SS1 3QX

UPRN:100090680906Bungalow Property2 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

15 Chadacre Road, Southend-on-Sea, SS1 3QX

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£572,000

£515k - £630kMedium

Estimate

£572k

Range

£515k – £630k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

4.20%

Verdict

Derived from HomePortfolio scores

15 Chadacre Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

71/ 100

High

Crime Score

7/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 16Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£571/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£572,000

Rent Estimate (pcm)£2,100

Gross Yield4.20%

1y Growth-

3y Growth+3.0%

5y Growth+3.0%

10y Growth+4.1%

Last Sold Price£372,500 (2015-12-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SS1 3QX

Approval Rate

-12mo

Development

low

26/01402/AD
Application for approval of details pursuant to condition 20C (Remediation Implementation and Verification) of planning application 25/00816/FULM dated 11/12/2025
Pending
26/01380/FULH
Erect part single/part two storey side/rear extension and single storey front infill extension, convert existing garage into habitable room, install balcony to front and alter elevations
Pending
26/01356/AD
Application for Approval of Details pursuant to conditions 04 (Arboricultural Method Statement) and 05 (Hard and Soft Landscaping) of planning permission 26/00997/FULH dated 25.09.26
Pending

View Planning Timeline

Ownership

Corporate Ownership51.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-12-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,594

Population Density3,448 /km²

Owner Occupied92%

Age Distribution

0-15 16%16-64 51%65+ 33%

View Area Profile

Schools Nearby

Bournes Green Junior School
0.2 mi
Good
Bournes Green Infant School
0.2 mi
Good
Thorpe Hall School
0.5 mi
Inspected by ISI
Southchurch High School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Chadacre Road
-
£510k
-
11 Chadacre Road
-
£660k
-
8 Chadacre Road
-
£750k
-
5 Chadacre Road
-
£470k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN