183 Ramuz Drive, Westcliff-on-Sea, SS0 9JN

UPRN:100090712958Converted Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

183 Ramuz Drive, Westcliff-on-Sea, SS0 9JN

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

20 of 21 sources

Sale Estimate

£232,000

£209k - £255kMedium

Estimate

£232k

Range

£209k – £255k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

14.00%

Verdict

Derived from HomePortfolio scores

183 Ramuz Drive earns an AVOID rating with HP Score 82/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

84/ 100

High

Transit & Bike

Transit 25Bike 63

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 48% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +48.3% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 100090712958· as of 10 Nov 2026
Rental economics39.4/40
gross yield 14.0%; range width penalty ×0.99; the estimate this rent rides on sits 48% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1400/mo (range 1350-1500)· as of 10 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 48% above the ask on the same snapshot - verify the rent describes this home· as of 10 Nov 2026· verify before relying on this
Stress margin28.1/30
stressed cash flow +393/mo, +28% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 39 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity12.9/15
489 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £120,000

£117,000£138,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,350-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £564/mo
Cash on cash: 18.2%
Score at this price: 80

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100090712958Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 1400/mo (range 1350-1500)Rental economics · as of 10 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 48% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1350-1500)
Rental economics needs verification before you rely on it
sale estimate 48% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £120,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£232,000

Rent Estimate (pcm)£1,400

Gross Yield14.00%

1y Growth-

3y Growth+2.8%

5y Growth+2.2%

10y Growth+4.1%

Last Sold Price£285,000 (2022-10-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SS0 9JN

Approval Rate

-12mo

Development

low

26/01438/FULH
Erect two-storey side extension
Pending
26/01412/CLP
Install temporary locatable double classbase in playground (certificate of lawful development - proposed)
Pending
26/01390/FULH
Erect conservatory to rear (retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership59.1%
Overseas OwnershipNo
Lease Term Remaining25 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-10-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,594

Population Density14,036 /km²

Owner Occupied54%

Age Distribution

0-15 23%16-64 68%65+ 9%

View Area Profile

Schools Nearby

Chase High School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lancaster School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Southend High School for Boys
0.3 mi
Outstanding
Earls Hall Primary School
0.4 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

169A Ramuz Drive
-
£110k
-
139 Ramuz Drive
-
£290k
-
103 Ramuz Drive
-
£320k
-
183B Ramuz Drive
-
£285k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN