3 Station Road, Westcliff-on-Sea, SS0 7RA

UPRN:100090715098Converted Flat2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (58)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

3 Station Road, Westcliff-on-Sea, SS0 7RA

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£252,000

£227k - £277kMedium

Estimate

£252k

Range

£227k – £277k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

1.86%

Verdict

Derived from HomePortfolio scores

3 Station Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

79/ 100

High

Transit & Bike

Transit 27Bike 71

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -296.8% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 100090715098· as of 14 Nov 2026
Rental economics0/40
gross yield 1.9%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1550/mo (range 1450-1600)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,356/mo, -217% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity12.9/15
489 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£750,000£1,150,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£2,302/mo
Cash on cash: -8.0%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.46 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100090715098Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 1550/mo (range 1450-1600)Rental economics · as of 14 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1550/mo (range 1450-1600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£252,000

Rent Estimate (pcm)£1,550

Gross Yield1.86%

1y Growth-

3y Growth+2.8%

5y Growth+2.2%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SS0 7RA

Approval Rate

100%12mo

Development

low

26/01466/AD
Application for approval of details pursuant to conditions 05 (on-site renewable energy), 07 (cycle and refuse and recycling storage) and 08 (waste management plan) of planning permission 24/00231/FUL dated 10.05.2024
Pending
26/01425/AD
Application for Approval of Details pursuant to condition 06 (energy efficiency and sustainability measures) of planning permission 26/00890/FUL dated 07.09.2026
Pending
26/01424/PA64
Change of use of ground floor restaurant (Class E) to 9 self-contained flats (Class C3) (Amended Proposal) (Prior Approval)
Pending

View Planning Timeline

Ownership

Corporate Ownership59.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,594

Population Density-

Owner Occupied49%

Age Distribution

0-15 14%16-64 61%65+ 25%

View Area Profile

Schools Nearby

St Bernard's High School
0.2 mi
Good
Compass Community School Boleyn Park
0.2 mi
Good
Barons Court Primary School and Nursery
0.4 mi
Inspected as Barons Court Primary School and Nursery (URN 114787) on 8 Mar 2023
Milton Hall Primary School and Nursery
0.4 mi
Good

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Station Road
-
£160k
-
5D Station Road
-
£180k
-
19 Station Road
-
£225k
-
Beecroft Art Gallery Station Road
-
£1.30M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN