26 Stanford Gardens, Aveley, South Ockendon, RM15 4BU

UPRN:100090748985Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (62)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

26 Stanford Gardens, Aveley, South Ockendon, RM15 4BU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£395,000

£375k - £415kHigh

Estimate

£395k

Range

£375k – £415k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

7.41%

Verdict

Derived from HomePortfolio scores

26 Stanford Gardens earns an INVESTIGATE rating with HP Score 67/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

55/ 100

Moderate

Transit & Bike

Transit 9Bike 51

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 11 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0.5/15
claims [AVM +13.9% (HIGH), sold-comps +0.6%, £/sqft +0.5%] → measured edge +0.09pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100090748985· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 10.1%· as of 1 Nov 2026
Rental economics18.6/40
gross yield 7.4%; range width penalty ×0.96
- valuation_snapshotsrent estimate 2100/mo (range 2000-2250)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -21/mo, -1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 4 price cut(s), 191 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
263 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£255,000£391,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £2,000-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: £306/mo
Cash on cash: 3.3%
Score at this price: 34

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100090748985Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 10.1%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2100/mo (range 2000-2250)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 2000-2250)
Seller motivation could not be scored
context, not scored: 4 price cut(s), 191 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
4 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£395,000

Rent Estimate (pcm)£2,100

Gross Yield7.41%

1y Growth-

3y Growth+2.0%

5y Growth+3.0%

10y Growth+3.1%

Last Sold Price£144,995 (2002-11-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2RM15 4BU

Approval Rate

50%12mo

Development

low

26/01297/HHA
Demolish the existing rear extension and erection of a single-storey rear extension with a flat roof and a roof lantern. Construction of a vehicular access, including a dropped kerb and associated hardstanding to the front garden.
Pending
26/01229/PHA
Rear extension with a depth of 6.00 metres from the original rear wall of the property, with a maximum height of 3.00 metres and eaves height of 3.00 metres.
Pending
26/00800/CLOPUD
Rear extension with a depth of 6.00 metres from the original rear wall of the property, with a maximum height of 3.15 metres
Approved

View Planning Timeline

Ownership

Corporate Ownership59.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2002-11-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,407

Population Density-

Owner Occupied69%

Age Distribution

0-15 24%16-64 62%65+ 14%

View Area Profile

Schools Nearby

Aveley Primary School
0.1 mi
Good
Park Academy
0.4 mi
Requires improvementConcerns
Kenningtons Primary Academy
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Dilkes Academy
0.7 mi
Outstanding

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Stanford Gardens
-
£360k
-
2 Stanford Gardens
-
£325k
-
56 Stanford Gardens
-
£368k
-
50 Stanford Gardens
-
£371k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN