105 Charles Avenue, Norwich, NR7 0PF

UPRN:100090800626Semi-Detached House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: C (73)

Data freshness:Listing· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£301,000

£286k - £316kHigh

Estimate

£301k

Range

£286k – £316k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

5.00%

Verdict

Derived from HomePortfolio scores

105 Charles Avenue earns an INVESTIGATE rating with HP Score 73/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

46/ 100

Mixed

Transit & Bike

Transit 43Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£147/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£301,000

Rent Estimate (pcm)£1,250

Gross Yield5.00%

1y Growth+24.6%

3y Growth+0.3%

5y Growth+1.7%

10y Growth+2.7%

Last Sold Price£175,000 (2009-11-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NR7 0PF

Approval Rate

-12mo

Development

low

2026/3189
T1 Oak - Reduce lower lateral branches on southern aspect by approx. 1-2m (current radial spread 11m), T3 Oak - Reduce southern aspect by approx. 1.5m (current radial spread 8.5m) and northern aspect by approx. 2.5m (current radial spread 10m), T5 Oak - Reduce longest laterals on southern and western aspects by approx. 1.5m (current spread 11m) and crown lift to achieve a clearance height of 5.5m over road and 2.5m over pavement, T6 Oak - Reduce overextended lateral branches in upper crown on southern aspect by approx. 4m (current spread 10m) and approx. 2m on northern aspect (current spread 9m) and crown lift to achieve a clearance height of 5.5m over highway and 2.5m over pathway, reduce away from streetlight to give 2m of clearance
Pending
2026/3185
T1 Oak - Crown lift southern aspect to achieve a clearance height of approx. 5m above ground level and reduce lowest 2 no. overextended lateral branches on neighbours side by 2m (current spread 12m)
Pending
2026/3045
T1 Beech - Reduce height from approx 14m to 12-10m, reduce spread from approx 10m to 8-6m and remove hazard beam to the growth point adjacent to it, T2 Beech - Reduce height from approx 12m to 11-10m and width from approx 9m to 8-7m
Pending

View Planning Timeline

Ownership

Corporate Ownership77.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-11-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,920

Population Density4,202 /km²

Owner Occupied68%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Thorpe St Andrew School and Sixth Form
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hillside Avenue Primary and Nursery School, Thorpe
0.5 mi
Good
St William's Primary School
0.6 mi
-
Dussindale Primary School
0.6 mi
Inspected as Dussindale Primary School (URN 128067) on 16 Jun 2016

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

95 Charles Avenue
-
£282k
-
92 Charles Avenue
-
£275k
-
80 Charles Avenue
-
£360k
-
89 Charles Avenue
-
£248k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN