15 Spenser Avenue, North Walsham, NR28 9HZ

UPRN:100090875656Detached Bungalow5 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: B (90)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

15 Spenser Avenue, North Walsham, NR28 9HZ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£608,000

£578k - £639kHigh

Estimate

£608k

Range

£578k – £639k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

4.34%

Verdict

Derived from HomePortfolio scores

15 Spenser Avenue earns an INVESTIGATE rating with HP Score 78/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 2Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,100-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£567/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£608,000

Rent Estimate (pcm)£2,350

Gross Yield4.34%

1y Growth-

3y Growth-2.3%

5y Growth+1.7%

10y Growth+3.7%

Last Sold Price£185,000 (2006-07-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR28 9HZ

Approval Rate

-12mo

Development

low

CD/26/2245
Discharge of Condition 2 (Construction Management Plan for surface water) of Planning Permission PM/26/0479 (Details of access, appearance, landscaping, layout & scale for new three-storey care home for older people, with associated access, parking and landscaping - matters reserved under outline planning permission ref PF/22/1784 (Hybrid planning application, comprising the following elements: 1. Full Planning Application for the construction of 343 dwellings (including affordable homes), garages, parking, vehicular access onto Ewing Road and Hornbeam Road, public open spaces, play areas, landscaping, drainage and other associated infrastructure; 2. Outline Planning Application with all matters reserved for a phased development comprising 7 serviced self-build plots and associated infrastructure; and, 3. Outline Planning Application with all matters reserved for the construction of an elderly care facility and associated infrastructure, landscaping and open space)
Pending
TW/26/2219
T003 oak, Crown reduction of co dominant stem by 4m and main canopy by 1m, 1m sub lateral reduction on 1 low branch. This is to address the weak union and inclusion at the base of the tree.
Approved
LA/26/2200
Retention of Mural on side of Property (partially complete)
Pending

View Planning Timeline