13 Borrowdale Drive, Norwich, NR1 4LX

UPRN:100090889623Detached Bungalow2 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: C (70)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£278,000

£264k - £292kHigh

Estimate

£278k

Range

£264k – £292k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

4.71%

Verdict

Derived from HomePortfolio scores

13 Borrowdale Drive earns an INVESTIGATE rating with HP Score 67/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

54/ 100

Moderate

Transit & Bike

Transit 50Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: -£183/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£278,000

Rent Estimate (pcm)£1,100

Gross Yield4.71%

1y Growth-

3y Growth-1.5%

5y Growth+0.0%

10y Growth+2.2%

Last Sold Price£162,000 (2006-05-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NR1 4LX

Approval Rate

100%12mo

Development

low

26/01102/D
Details of Condition 6: contamination of previous permission 25/01138/F.
Pending
26/01101/D
Details of Condition 7: minerals resource of previous permission 25/01138/F.
Pending
2026/3271
ITEM A: Front elevation flexface skin with new static LED illumination. Existing signcase returns to be painted, ITEM B: Front elevation folded aluminium fascia panel, ITEM C: Cladding cover discs - Existing Vets4Pets roundels to be removed, ITEM D: Side elevation flexface skin with new static LED illumination. Existing signcase returns to be painted, ITEM G: Services ladder and Expert vet care glazing vinyl graphics, externally applied, ITEM I: Deliveries panel - printed foamex c/w drilling fixing holes. To replace existing, ITEM K: 4-OFF Totem vinyl graphics, ITEM L: 1-OFF opaque totem vinyl overlay patc, ITEM A under W/O 73174 - Vets for Pets door plaque - foamex panel c/w double sided tape to rear
Pending

View Planning Timeline